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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

93% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Easy to use and brilliant overseas on holiday

Took out a Monzo account when we visited Canada last year and it was so easy to deal with financial trasactions instead of money cards and expensive credit card transactions. Easy to use and control from my phone with instant notification of payments and funds received. Reviewed on: 25th February 2023

Great app

The app is easy to use, love all the extras like updated credit ratings Reviewed on: 25th February 2023

Amazing Banking Software

Monzo has been a great asset for budgeting and other features have revolutionised taking ownership of your money in as simple and clear a way as possible! Reviewed on: 25th February 2023

Satisfied

User friendly application and quick actions are taken with satisfactory solution. Very good service. Reviewed on: 25th February 2023

Really impressed

When I contact Monza they are always efficient and friendly Reviewed on: 25th February 2023

The best

Monzo is so user friendly it is recognised globally and have never had a problem with them. I would highly recommend Reviewed on: 25th February 2023

Great online bank!

Title says it all! Great online bank and provide excellent services Reviewed on: 25th February 2023

Excellent Service

Very excellent service. The app is very user friendly and the savings pots are a great fixture in the app. The virtual cards make me feel safer to do online payments Reviewed on: 25th February 2023

Good banking app

Very accessible good customer service Reviewed on: 25th February 2023

Best bank account I have ever had

From the ease of initial application and onboarding to spend alerts, saving pots and customer support, I couldn’t be more pleased with the personal and business accounts I hold with Monzo! Reviewed on: 25th February 2023

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