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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

bench the practical and dynamic

5
very didactic bank, very expressive with its customer and concern, offering a range of possibilities within its virtualization Reviewed on: 25th February 2023
Fabio tadaiesky's avatar
Fabio tadaiesky

Iqbal Patel

5
Very officiant and very good bank account Reviewed on: 25th February 2023
Iqbal Patel's avatar
Iqbal Patel

Love this account

5
Best account I own. I love that you can create little personalised pots to help organise your funds. It’s been extremely useful and helpful with budgeting for things. Reviewed on: 25th February 2023
NickyJD's avatar
NickyJD

Friendly and simple

5
Friendly support and works well for my both account and business account. Reviewed on: 25th February 2023
jason hill's avatar
jason hill

Best app interface, best features overall

5
The app has helped me a lot with budgeting and being aware of my spending. I like how I can view spending across all my cards and accounts. They offer loans and a type of credit system. The main thing I’d like to see is a proper alternative to a rewards credit card. Reviewed on: 25th February 2023
Michaela Arjoon's avatar
Michaela Arjoon

Great bank

4
Greta bank, easy to use and great for notifications regarding upcoming payments Reviewed on: 25th February 2023
Johann Tuitt's avatar
Johann Tuitt

Great bank. Sometimes a struggle though.

4
Love the features of Monzo BUT the freezes that cripple the account don't allow already set up direct debits to go through. No way to transfer money to yourself in an emergency if this happens. Reviewed on: 25th February 2023
Simon Falshaw's avatar
Simon Falshaw

Best Bank for Budgeting.

5
As someone who plays fast and loose with their money, seeing at a glance the money I've spent across various categories has really helped me reign in my needless spending and bad habits. Reviewed on: 25th February 2023
Ezra Wells's avatar
Ezra Wells

5 stars

5
Great customer service, love the pots. Easy for splitting bills with friends Reviewed on: 25th February 2023
Jenny Campbell's avatar
Jenny Campbell

Monzo is an amazing bank

5
Never had a bad thing to say about the bank Reviewed on: 25th February 2023
Josh Jeffrey's avatar
Josh Jeffrey

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