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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Great bank

5
Excellent and fast customer service. Great app and features. Reviewed on: 25th February 2023
Jamie McTaggart's avatar
Jamie McTaggart

Amazing best online banking

5
This is the best experience with online banking!! Reviewed on: 25th February 2023
Mysterious Avocado's avatar
Mysterious Avocado

Its safe for everyone

5
Very good excellent app very fast response easy to use and safe I love this app Reviewed on: 25th February 2023
Baljit's avatar
Baljit

Useful tech

5
Features that simplify finance for everyday professional Reviewed on: 25th February 2023
Mehsaan Mufti's avatar
Mehsaan Mufti

Amazing bank

5
I swapped to Monzo for all my banking now as the app is easily the best I have used and the offers on Monzo premium are very competitive. I wish they did a student account to match Santander as I currently have a small overdraft which isn’t ideal Reviewed on: 25th February 2023
Adam's avatar
Adam

Perfect service

5
Everything is good! I feel vet comfortable with their service Reviewed on: 25th February 2023
Nataliia Ivushkina's avatar
Nataliia Ivushkina

Easy and transparent

5
Gear bank, would never use another high street bank again after moving to these… transparent and always there to help without a 30 minute wait in a call Reviewed on: 25th February 2023
keiron fallows's avatar
keiron fallows

Easy & Helpful

5
Amazing bank! So much easier and very helpful, fast service. I'll be setting accounts up for my children. Reviewed on: 25th February 2023
Michael Burns's avatar
Michael Burns

Great banking

5
As nearly 1 year customer of monzo I have been more tha pleased with monzo services and their great customer service. Reviewed on: 25th February 2023
Aldion's avatar
Aldion

Best bank ever

5
Monzo I’d by far the best everything is so straight forward and you even get payments earlu Reviewed on: 25th February 2023
CG's avatar
CG

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