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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

93% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Banking Made Easy

Hugely impressed with Monzo. Ease of use & a very user friendly platform. Personal loans easy to arrange, manage & repay. Savings rates are v competitive & again so easy to add, withdraw & create specific pots. As a family we’ve all adopted Monzo, so easy to transfer money & share bills Reviewed on: 25th February 2023

Great features, easy to use

I've had a Monzo account since 2019 alongside other high street bank accounts. I've steadily moved across to doing everything in Monzo because it's so easy to use and the information on spending etc. is so easy to find. Combined with easy bill-splitting and the new target and balance teacher features, it's just very easy to use and practical. I recommend Monzo to other friends in the UK as a very practical and easy way to do banking. Reviewed on: 25th February 2023

Easy to use and perfectly secure

Monzo bank is very easy to use and their security system is 100% perfect so it’s safe to use,thank you. Reviewed on: 25th February 2023

Great

Great banking. The kerching is exciting and the pots are great. Would like to be able to pay from pots. Haven't figured that out yet but really good Reviewed on: 25th February 2023

Easy to budget

The pots make it so easy to budget, the easy to set up savings account make it Reviewed on: 25th February 2023

Smart and efficient

Effective with immediately moving money Reviewed on: 25th February 2023

Monzo is amazing!!

Monzo has helped me save and manage my money so well, was so easy to set up and easy to use. I reccomend Monzo to anyone! Reviewed on: 25th February 2023

Love Monzo, simple, easy and friendly!

I had a 'Problem' when buying online from Facebook, seller was lying, wouldn't refund, contacted Monzo, refunded me straight away, investigated, the seller was found to be in the wrong! Great bank, especially for holidays! Reviewed on: 25th February 2023

Super neurodiverse friendly

I'm diagnosed ADHD and can find money management confusing. But monzo having the pots and banking notifications makes it so much easier, I never would have been able to get organised without them. Reviewed on: 25th February 2023

Reliable, User-friendly bank

I love monzo, so easy to use. Fantastic customer service! They helped me a lot when I had to transfer funds over for my mortgage. Also, your wages are in the day before and available by 4pm. I would recommend to anyone! Reviewed on: 25th February 2023

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