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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Excellent bank

5
Monzo are very flexible and very easy to help save with the available pots Reviewed on: 25th February 2023
woks_suppers_0g@icloud.com's avatar
[email protected]

Great app

5
Wonderful app very easy to use and nice features Reviewed on: 25th February 2023
Cameron Stickley's avatar
Cameron Stickley

Best Bank I ever had

5
Been with Mondo for a few years now and have loved every minute of it. The UX is great - the customer service is phenomenal and the budgeting aspect has saved me huge amounts already. Everything a bank should be and more, please keep up the great work you have done until now. Love it. Reviewed on: 25th February 2023
Rui Da Silva's avatar
Rui Da Silva

Love my monzo

5
Great bank great deals easy access and the app is awsome let's you track you spending and all sorts if cool tools to help save the Penny's Reviewed on: 25th February 2023
paul young's avatar
paul young

A hassle free banking experience

4
Monzo have been my recommended bank to everyone I know. The only thing I’d ask Monzo to add to its list of great perks is a cashback rewards feature. Reviewed on: 25th February 2023
Md Shahnewaz Alam's avatar
Md Shahnewaz Alam

Kool

5
We're gud Bank, akaunt ,wery izi to just Reviewed on: 25th February 2023
Martins Vindedzis's avatar
Martins Vindedzis

Improved my financial wellbeing

5
Monzo has made me more responsible with my money and given me greater financial wellbeing. I got rid of my other accounts and got my whole family involved. Everyone is much better at savings and it’s made life much easier to us all Reviewed on: 25th February 2023
Sarah's avatar
Sarah

Very convenient and helpful

5
The app is so easy to use. The ability to use it abroad without fees is very valuable Reviewed on: 25th February 2023
Jos Higgins's avatar
Jos Higgins

So accessible and convenient.

4
Monzo makes it really easy to save money. Reviewed on: 25th February 2023
Lowri Tanner's avatar
Lowri Tanner

Great experience

5
I forgot my pin once and it was so easy to get a reminder. My sensitive card details are secure, since they are not printed on the card and I have to put my pin in each time I want to see them on the app. I have never had any issues that were not resolved immediately (within a couple of hours) and I have been abroad a couple of times since getting monzo and have never worried about accessing my money. I'm able to use it wherever I go. I just wish I could've got the bright pink version during the promotion (but wasn't able to) Reviewed on: 25th February 2023
Borth Munez's avatar
Borth Munez

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