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Monzo: Current account reviews

4.93
Based on 19,405 reviews, last reviewed 13th May 2026
93% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19405)

Best Bank for Budgeting.

5
As someone who plays fast and loose with their money, seeing at a glance the money I've spent across various categories has really helped me reign in my needless spending and bad habits. Reviewed on: 25th February 2023

5 stars

5
Great customer service, love the pots. Easy for splitting bills with friends Reviewed on: 25th February 2023

Monzo is an amazing bank

5
Never had a bad thing to say about the bank Reviewed on: 25th February 2023

Very good

5
إنه من افضل واسهل وامان جدا فى التعاملات البنكية Reviewed on: 25th February 2023

It just works

5
No frills or thrills. It just works. Everything is easy to find and use. Reviewed on: 25th February 2023

Best of the best

5
Best service at any time. No problem at all with the service they offer. Reviewed on: 25th February 2023

Good internet on my savings. Easy to send money to family and friends.

5
App easy and always works. Easy to have separate money pots for different things. Reviewed on: 25th February 2023

Simple

5
So easy to navigate and great how u can send a payment even if you don’t have bank details for the person Reviewed on: 25th February 2023

Overall good

4
I’m quite happy with Monzo bank. Great online banking Reviewed on: 25th February 2023

Awesome bank

5
Great bank I have ever used. I would like to continue same for life time. Reviewed on: 25th February 2023

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