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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

93% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Easy & Helpful

Amazing bank! So much easier and very helpful, fast service. I'll be setting accounts up for my children. Reviewed on: 25th February 2023

Great banking

As nearly 1 year customer of monzo I have been more tha pleased with monzo services and their great customer service. Reviewed on: 25th February 2023

Best bank ever

Monzo I’d by far the best everything is so straight forward and you even get payments earlu Reviewed on: 25th February 2023

bench the practical and dynamic

very didactic bank, very expressive with its customer and concern, offering a range of possibilities within its virtualization Reviewed on: 25th February 2023

Iqbal Patel

Very officiant and very good bank account Reviewed on: 25th February 2023

Love this account

Best account I own. I love that you can create little personalised pots to help organise your funds. It’s been extremely useful and helpful with budgeting for things. Reviewed on: 25th February 2023

Friendly and simple

Friendly support and works well for my both account and business account. Reviewed on: 25th February 2023

Best app interface, best features overall

The app has helped me a lot with budgeting and being aware of my spending. I like how I can view spending across all my cards and accounts. They offer loans and a type of credit system. The main thing I’d like to see is a proper alternative to a rewards credit card. Reviewed on: 25th February 2023

Great bank

Greta bank, easy to use and great for notifications regarding upcoming payments Reviewed on: 25th February 2023

Great bank. Sometimes a struggle though.

Love the features of Monzo BUT the freezes that cripple the account don't allow already set up direct debits to go through. No way to transfer money to yourself in an emergency if this happens. Reviewed on: 25th February 2023

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