Paid advertisement
Smart Money People Logo
Newsletter

Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19429)

Banking at your fingertips

5
Transactions have never this easier. From deposit to money transfer its is simple and friendly. Provides variety of services including advance collection of deposit money, expense tracker and many more. Best part is Monzo has quick customer services too. Reviewed on: 25th February 2023

Best ever!

5
So easy to use and quick, has great customer service and my god it is convenient as i travel a lot! :) Reviewed on: 25th February 2023

Since I started with Monzo, I recommend to all my friends!

5
The best online bank ever. I have for more than 4 years and I recommend to all my friends. Everything it’s so easy clear and quick. I couldn’t be happier! Reviewed on: 25th February 2023

Easy access

4
Very fast and easy to use. No hidden charges whatsoever,nice interface Reviewed on: 25th February 2023

Peace of Mind.

5
I’ve had Monzo since 2019. I could sort and categorise all of my payments in one app. It’s actually my main online banking app and the only one at that. It’s really convenient. I have no worries about my money nor it’s a hassle to claim a refund or a suspicious transaction. Their customer service are fast af. Apologies for the af but I ain’t sorry. Anyway. Good job and thank you for your wonderful service. Reviewed on: 25th February 2023

Awesome

5
Good and easy banking, get paid early Reviewed on: 25th February 2023

Very good bank

5
Best bank online. Everything is clearly show on app. Very easy to use. Reviewed on: 25th February 2023

Nice bank card

5
Easy and simple bank card to use Good costumer service Reviewed on: 25th February 2023

Incredibly Intuitive

5
App is superb, really easy to use, and it makes incredibly easy to manage your money to track so many different things. Reviewed on: 25th February 2023

Most user friendly ever

5
I feel not a strange user although I was new in UK. Trust me as a international student compare to other banks was very respectful for me. I'm happy to be a part of Monzo family. Reviewed on: 25th February 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3188 reviews
    Monzo
  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo
  • Investments

    from Monzo 4.86 from 1146 reviews
    Monzo
    View all products