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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

93% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Very convenient and helpful

The app is so easy to use. The ability to use it abroad without fees is very valuable Reviewed on: 25th February 2023

So accessible and convenient.

Monzo makes it really easy to save money. Reviewed on: 25th February 2023

Great experience

I forgot my pin once and it was so easy to get a reminder. My sensitive card details are secure, since they are not printed on the card and I have to put my pin in each time I want to see them on the app. I have never had any issues that were not resolved immediately (within a couple of hours) and I have been abroad a couple of times since getting monzo and have never worried about accessing my money. I'm able to use it wherever I go. I just wish I could've got the bright pink version during the promotion (but wasn't able to) Reviewed on: 25th February 2023

Great bank

Excellent and fast customer service. Great app and features. Reviewed on: 25th February 2023

Amazing best online banking

This is the best experience with online banking!! Reviewed on: 25th February 2023

Its safe for everyone

Very good excellent app very fast response easy to use and safe I love this app Reviewed on: 25th February 2023

Useful tech

Features that simplify finance for everyday professional Reviewed on: 25th February 2023

Amazing bank

I swapped to Monzo for all my banking now as the app is easily the best I have used and the offers on Monzo premium are very competitive. I wish they did a student account to match Santander as I currently have a small overdraft which isn’t ideal Reviewed on: 25th February 2023

Perfect service

Everything is good! I feel vet comfortable with their service Reviewed on: 25th February 2023

Easy and transparent

Gear bank, would never use another high street bank again after moving to these… transparent and always there to help without a 30 minute wait in a call Reviewed on: 25th February 2023

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