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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

93% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Nice bank card

Easy and simple bank card to use Good costumer service Reviewed on: 25th February 2023

Incredibly Intuitive

App is superb, really easy to use, and it makes incredibly easy to manage your money to track so many different things. Reviewed on: 25th February 2023

Most user friendly ever

I feel not a strange user although I was new in UK. Trust me as a international student compare to other banks was very respectful for me. I'm happy to be a part of Monzo family. Reviewed on: 25th February 2023

Excellent bank

Monzo are very flexible and very easy to help save with the available pots Reviewed on: 25th February 2023

Great app

Wonderful app very easy to use and nice features Reviewed on: 25th February 2023

Best Bank I ever had

Been with Mondo for a few years now and have loved every minute of it. The UX is great - the customer service is phenomenal and the budgeting aspect has saved me huge amounts already. Everything a bank should be and more, please keep up the great work you have done until now. Love it. Reviewed on: 25th February 2023

Love my monzo

Great bank great deals easy access and the app is awsome let's you track you spending and all sorts if cool tools to help save the Penny's Reviewed on: 25th February 2023

A hassle free banking experience

Monzo have been my recommended bank to everyone I know. The only thing I’d ask Monzo to add to its list of great perks is a cashback rewards feature. Reviewed on: 25th February 2023

Kool

We're gud Bank, akaunt ,wery izi to just Reviewed on: 25th February 2023

Improved my financial wellbeing

Monzo has made me more responsible with my money and given me greater financial wellbeing. I got rid of my other accounts and got my whole family involved. Everyone is much better at savings and it’s made life much easier to us all Reviewed on: 25th February 2023

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