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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

93% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Excellent banking service

Easy to access and transfer money to and from accounts help and advise required is very simple to follow through the app. Extremely happy with Monzo services. Reviewed on: 25th February 2023

The best online bank

I recommend it to everyone who wants to get an accessible and understandable online bank! Very convenient and comfortable application Reviewed on: 25th February 2023

Impressive

The Monzo has given me the confidence to save and transact without worries. Reviewed on: 25th February 2023

Banking at your fingertips

Transactions have never this easier. From deposit to money transfer its is simple and friendly. Provides variety of services including advance collection of deposit money, expense tracker and many more. Best part is Monzo has quick customer services too. Reviewed on: 25th February 2023

Best ever!

So easy to use and quick, has great customer service and my god it is convenient as i travel a lot! :) Reviewed on: 25th February 2023

Since I started with Monzo, I recommend to all my friends!

The best online bank ever. I have for more than 4 years and I recommend to all my friends. Everything it’s so easy clear and quick. I couldn’t be happier! Reviewed on: 25th February 2023

Easy access

Very fast and easy to use. No hidden charges whatsoever,nice interface Reviewed on: 25th February 2023

Peace of Mind.

I’ve had Monzo since 2019. I could sort and categorise all of my payments in one app. It’s actually my main online banking app and the only one at that. It’s really convenient. I have no worries about my money nor it’s a hassle to claim a refund or a suspicious transaction. Their customer service are fast af. Apologies for the af but I ain’t sorry. Anyway. Good job and thank you for your wonderful service. Reviewed on: 25th February 2023

Awesome

Good and easy banking, get paid early Reviewed on: 25th February 2023

Very good bank

Best bank online. Everything is clearly show on app. Very easy to use. Reviewed on: 25th February 2023

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