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Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Monzo is the best!

5
Fantastic service, great benefits. Total convert. Reviewed on: 26th February 2023

Love it!

5
It makes paying back family and friends easy, we all got a free £5 when joining too which is nice! Love the feature to split bills as well ! Reviewed on: 26th February 2023

I actually pay attention to my money now

5
It's so easy and convenient. I find it is the first bank account i can honestly say i look at regularly and control money. I really enjoy the ease of creating money pots Reviewed on: 26th February 2023

I love Monzo as everything On my account is clear

5
I can see how much I spend every month and its helpful when I want to save some money. I can set up my limits Reviewed on: 26th February 2023

I love monzo

5
It’s quick, easy and you can get your money early. What’s not to love! Reviewed on: 26th February 2023

Amazing bank just a little bit more and they will be one of the best

5
It's great with them the security is amazing and monzo flex is amazing they are doing great heading to the right direction a bit more work to do still Reviewed on: 26th February 2023

The best online banking service.

5
I am a loyal client of monzo since 2019 and I can’t even think of switching to any other online banking service. I love that it allows you to make multiple pots within your app and that has been proved really helpful for me for managing my money. Reviewed on: 26th February 2023

Monzo is the best bank I have had so far

5
I love love love all the amazing perks and benefits monzo has to offer, but my favourite is getting paid early! Reviewed on: 26th February 2023

Fabulous

5
If I need assistance I receive it, good service and easy to use Reviewed on: 26th February 2023

Amazing online bank

5
Whatever you need for a banking at your hand. Reviewed on: 26th February 2023

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