Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19429)

Best Bank On Earth!

5
From speedy, smooth customer service to managing budgets, to allocating money in pots to being able to search transactions effortlessly, literally everything about the banking experience with Monzo is 5-star! I switched over as my main salary bank from HSBC 4 years ago and it's one of the best financial decisions I've made. High street banks are - to this day - playing catch-up to what Monzo was going 5 years ago. Reviewed on: 26th February 2023
Arathi Sundarram's avatar
Arathi Sundarram

Easy process

5
Most everything with just few steps to get done Reviewed on: 26th February 2023
Claribel Aguiar's avatar
Claribel Aguiar

Best in app experience

5
Love the in app experience and well designed. Reviewed on: 26th February 2023
Shabbir T's avatar
Shabbir T

Best service.

5
Very reliable and no complications. Best of Best. Reviewed on: 26th February 2023
Oliver Fernandes's avatar
Oliver Fernandes

The best bank ever

5
Very reliable and easy to set up Reviewed on: 26th February 2023
harryhjohnson2001@gmail.com's avatar
[email protected]

Monzo fab

4
Monzo banking easy and free abroad Reviewed on: 26th February 2023
Romana Choudhry's avatar
Romana Choudhry

Everything in this bank is perfect

5
I using Monzo from 2019 and I never had problems with anything Reviewed on: 26th February 2023
Iva Pacheva's avatar
Iva Pacheva

Great bank but lacks flexibility for joint accounts

5
Banking experience is second to none but a few strange rules let it down. I have been a subscribing member with my partner for a while, we both have good credit scores but Monzo refuses us a joint account for no defined reason. It would be ideal as the app is so useful, but a few strange regulations are a disappointment. Reviewed on: 26th February 2023
Richard Banks's avatar
Richard Banks

Best bank account, so easy to work with

5
I had so manny bank accounts in the future but this Bank account is life changer, you can use abroad with no extra cost cash machine and so on, it is so easy to set up and instructions where very clear obviously nothing more to ask for money no uk bank can benefit you like Monzo will definitely recommend Reviewed on: 26th February 2023
Stefan Kichukov's avatar
Stefan Kichukov

Supervisor

5
I am employed in light metal factory Reviewed on: 26th February 2023
Abdirashid ibrahim Ibrahim's avatar
Abdirashid ibrahim Ibrahim

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3188 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1146 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill