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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

93% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Monzo is the best bank I have had so far

I love love love all the amazing perks and benefits monzo has to offer, but my favourite is getting paid early! Reviewed on: 26th February 2023

Fabulous

If I need assistance I receive it, good service and easy to use Reviewed on: 26th February 2023

Amazing online bank

Whatever you need for a banking at your hand. Reviewed on: 26th February 2023

Fab card brilliant idea

Works perfectly so easy no transaction charges for different currency purchases Reviewed on: 26th February 2023

Awesome Virtual Bank

Really happy with the ease pf opening an account and using it for all Bank purposes. Reviewed on: 26th February 2023

Monzo, a friendly, accessible and simply good bank

As a first time bank user who was denied service by another bank, Monzo completely changed my experience about British banks in general. They are friendly. They are quick. They are thoughtful. I can really feel that they think for, and think of customers in things that they do too. Things are quick, easy and done in such no-fuss manner. But most important of all is their commitment for accessibility. As a customer with special needs, it is a huge use plus to have. Reviewed on: 26th February 2023

Great bank

Love that the app is so easy to use Reviewed on: 26th February 2023

Love Monzo!

Monzo is the best bank I have ever been with. Very easy to use and a great savings feature included. Reviewed on: 26th February 2023

Fantastic

Fantastic bank. Keeps my spending on track and my savings, not had many of those before. Great account. Reviewed on: 26th February 2023

Perfect online bank

It was a great experience with monzo Reviewed on: 26th February 2023

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