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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Great service, I've been using Monzo for years now

5
Since joining Monzo in 2016 (then Mondo) I have had a great experience with all their services. I never thought I'd get excited when a bank gets an update, but here we are. I am a premium user and love all the benefits and features that come with it (including the white metal card Reviewed on: 27th February 2023
Tom Hughes's avatar
Tom Hughes

Exactly bank

5
It’s good bank to use, very exactly Reviewed on: 27th February 2023
Abler Gabriel's avatar
Abler Gabriel

Best bank

5
Absolutely love Monzo and the hassle free ways in which I can manage my money. Being able to use credit, get a loan, set up savings and have a normal current account all in one app is so useful and has put me in charge of my finances. Reviewed on: 27th February 2023
Enia Migielicz's avatar
Enia Migielicz

Customer services

5
Everything about the services you provide is very accurate and vague. Reviewed on: 27th February 2023
Kwadwo Agyei-Baffour's avatar
Kwadwo Agyei-Baffour

User friendly

5
The most user friendly and transparent back out there Reviewed on: 27th February 2023
James Waldron's avatar
James Waldron

Speedy reliable app

5
I have used Monzo for two years and it has been pleasurable using the app without any hassles. Reviewed on: 27th February 2023
Uc Ory's avatar
Uc Ory

Outstanding

5
I've been with with a few different banks barclays Halifax Lloyd's nationwide starling & Monzo is by far much better Reviewed on: 27th February 2023
Mr Ahmed 's avatar
Mr Ahmed

Really easy to use

5
Fantastic account. Really easy to use. Extremely quick at processing payments Reviewed on: 27th February 2023
Stephen Chatterton's avatar
Stephen Chatterton

Monzo is the best banking app on the market!

5
Monzos app and features are the best on the market! Reviewed on: 27th February 2023
Matt M's avatar
Matt M

Seamless banking

4
Banking with monzo is seamless and top notch. You see intant updates and navigating through the apps is very easy Reviewed on: 27th February 2023
Enyinna 's avatar
Enyinna

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