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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

93% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Great bank but lacks flexibility for joint accounts

Banking experience is second to none but a few strange rules let it down. I have been a subscribing member with my partner for a while, we both have good credit scores but Monzo refuses us a joint account for no defined reason. It would be ideal as the app is so useful, but a few strange regulations are a disappointment. Reviewed on: 26th February 2023

Best bank account, so easy to work with

I had so manny bank accounts in the future but this Bank account is life changer, you can use abroad with no extra cost cash machine and so on, it is so easy to set up and instructions where very clear obviously nothing more to ask for money no uk bank can benefit you like Monzo will definitely recommend Reviewed on: 26th February 2023

Supervisor

I am employed in light metal factory Reviewed on: 26th February 2023

Monzo is the best!

Fantastic service, great benefits. Total convert. Reviewed on: 26th February 2023

Love it!

It makes paying back family and friends easy, we all got a free £5 when joining too which is nice! Love the feature to split bills as well ! Reviewed on: 26th February 2023

I actually pay attention to my money now

It's so easy and convenient. I find it is the first bank account i can honestly say i look at regularly and control money. I really enjoy the ease of creating money pots Reviewed on: 26th February 2023

I love Monzo as everything On my account is clear

I can see how much I spend every month and its helpful when I want to save some money. I can set up my limits Reviewed on: 26th February 2023

I love monzo

It’s quick, easy and you can get your money early. What’s not to love! Reviewed on: 26th February 2023

Amazing bank just a little bit more and they will be one of the best

It's great with them the security is amazing and monzo flex is amazing they are doing great heading to the right direction a bit more work to do still Reviewed on: 26th February 2023

The best online banking service.

I am a loyal client of monzo since 2019 and I can’t even think of switching to any other online banking service. I love that it allows you to make multiple pots within your app and that has been proved really helpful for me for managing my money. Reviewed on: 26th February 2023

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