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Monzo: Current account reviews

4.93
Based on 19,405 reviews, last reviewed 13th May 2026
93% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19405)

Recommended

5
Reliable and Easy to use bank for everyone Reviewed on: 27th February 2023

best bank

5
easy to use...very friendly for transfers Reviewed on: 27th February 2023

Amazing

5
Quick and easy shopping,pay bill,transfer... every time & every where! Reviewed on: 26th February 2023

Best Bank On Earth!

5
From speedy, smooth customer service to managing budgets, to allocating money in pots to being able to search transactions effortlessly, literally everything about the banking experience with Monzo is 5-star! I switched over as my main salary bank from HSBC 4 years ago and it's one of the best financial decisions I've made. High street banks are - to this day - playing catch-up to what Monzo was going 5 years ago. Reviewed on: 26th February 2023

Easy process

5
Most everything with just few steps to get done Reviewed on: 26th February 2023

Best in app experience

5
Love the in app experience and well designed. Reviewed on: 26th February 2023

Best service.

5
Very reliable and no complications. Best of Best. Reviewed on: 26th February 2023

The best bank ever

5
Very reliable and easy to set up Reviewed on: 26th February 2023

Monzo fab

4
Monzo banking easy and free abroad Reviewed on: 26th February 2023

Everything in this bank is perfect

5
I using Monzo from 2019 and I never had problems with anything Reviewed on: 26th February 2023

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