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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

The best banking app around

5
Fantastic customer service and overall customer friendly Reviewed on: 27th February 2023
Maria Barresi's avatar
Maria Barresi

Easy, fee free, modern banking

5
Monzo is easy to use, has great fee free spending abroad and has never once caused me a problem unlike some other high street banks I've been with. Reviewed on: 27th February 2023
collin cleland's avatar
collin cleland

Everything you need

5
Monzo gives you everything you need and they don't hide anything. If they can help customer they will pass on and easy to use no more 9to 5 banking or should I say 10 to 3 banking Reviewed on: 27th February 2023
arlene royle's avatar
arlene royle

Amazing

5
Helps me save and everything very easily and where I couldn’t before Reviewed on: 27th February 2023
Saskia's avatar
Saskia

Incredibly easy to use and very intuitive

5
The pots are a life saver if you’re terrible with budgeting like I am. The roundups really help and the app is so user friendly Reviewed on: 27th February 2023
tmacdonaldgrute@gmail.com's avatar
[email protected]

Thumbs up

5
easy to open and alot of features Reviewed on: 27th February 2023
romarpatrickquito14@gmail.com's avatar
[email protected]

Excellent

5
I have been with monzo for the last 2yrs now. And am happy my money is always safe Reviewed on: 27th February 2023
Dennis Obiero 's avatar
Dennis Obiero

Much better than the old dinosaur banks

5
Monzo has been so much more useful as a tool than the old style banks; the app is more thought out, has more/better functionality, and with their premium offering, I’m saving money on subscriptions I’d’ve had anyway with other companies!~ Reviewed on: 27th February 2023
Lung Stache's avatar
Lung Stache

Easy to use bank app.

5
I love Monzo, everything is easy to use and you get helped quickly if you have any issues. Reviewed on: 27th February 2023
Zainab Olamide Adesada 's avatar
Zainab Olamide Adesada

Accessible, user friendly and helpful

5
The only bank I've ever been with that's helped me manage my money, and the app is incredibly useable. Reviewed on: 27th February 2023
Tom Haldenby's avatar
Tom Haldenby

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