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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

The best bank

5
Monzo is the best bank of the moment Reviewed on: 28th February 2023
Mario's avatar
Mario

Best bank ever

5
Great banking app you can use to keep track of all your spending Reviewed on: 28th February 2023
James's avatar
James

Feel connected with your bank

5
I find the app very easy to use but when I needed customer service I felt like a valued customer Reviewed on: 28th February 2023
Rich 3Ducks's avatar
Rich 3Ducks

Impossible to contact customer support

1
Monzo starts out as a shiny app with a fun card, all works very well until something goes wrong and you need to talk to them. They've made it almost impossible to get through and cut costs to the point where it is very hard to get help. Reviewed on: 27th February 2023
Robert Smith's avatar
Robert Smith

Simplicity and efficiency

5
Got this on the advice of a mate. Best decision made. Monzo are simple to set up, to use and don't make it a drama. The app is pretty decent and is easy to navigate through. The best feature is the overseas transactions which have not failed me once. I travel a bit so this is great for anyone else. The set up doesn't involve and tedious paperwork which is always a plus. Cannot find a fault. Reviewed on: 27th February 2023
Ben's avatar
Ben

Wow

5
Easiest, with lots of help, innovations Reviewed on: 27th February 2023
Zsana Imre 's avatar
Zsana Imre

Love Monzo

5
No headaches or hassle using this bank. Can't recommend enough. Reviewed on: 27th February 2023
Adele Ryall's avatar
Adele Ryall

It's not just a bank it's a tool...

5
…a really powerful tool to manage your money. It really does make life much easier and I can't recommend it enough. Reviewed on: 27th February 2023
Dominic's avatar
Dominic

Amazing bank

5
Easy to keep track of spending and savings. Able to spend abroad with no fees and i love the round ups feature! I'd recommend it to anyone who doesn't already have one! Reviewed on: 27th February 2023
Will Yates's avatar
Will Yates

Perfect services and customer friendly

5
I have never known frustration since i started banking with Monzo Reviewed on: 27th February 2023
Kelechi's avatar
Kelechi

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