Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

View other Monzo products

4.93

Based on 19,405 reviews, last reviewed 13th May 2026

93% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Much better than the old dinosaur banks

Monzo has been so much more useful as a tool than the old style banks; the app is more thought out, has more/better functionality, and with their premium offering, I’m saving money on subscriptions I’d’ve had anyway with other companies!~ Reviewed on: 27th February 2023

Easy to use bank app.

I love Monzo, everything is easy to use and you get helped quickly if you have any issues. Reviewed on: 27th February 2023

Accessible, user friendly and helpful

The only bank I've ever been with that's helped me manage my money, and the app is incredibly useable. Reviewed on: 27th February 2023

Great service, I've been using Monzo for years now

Since joining Monzo in 2016 (then Mondo) I have had a great experience with all their services. I never thought I'd get excited when a bank gets an update, but here we are. I am a premium user and love all the benefits and features that come with it (including the white metal card Reviewed on: 27th February 2023

Exactly bank

It’s good bank to use, very exactly Reviewed on: 27th February 2023

Best bank

Absolutely love Monzo and the hassle free ways in which I can manage my money. Being able to use credit, get a loan, set up savings and have a normal current account all in one app is so useful and has put me in charge of my finances. Reviewed on: 27th February 2023

Customer services

Everything about the services you provide is very accurate and vague. Reviewed on: 27th February 2023

User friendly

The most user friendly and transparent back out there Reviewed on: 27th February 2023

Speedy reliable app

I have used Monzo for two years and it has been pleasurable using the app without any hassles. Reviewed on: 27th February 2023

Outstanding

I've been with with a few different banks barclays Halifax Lloyd's nationwide starling & Monzo is by far much better Reviewed on: 27th February 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bank Account
from Habib Bank Zurich plc 4.71 from 3 reviews
Current account
from Starling Bank 4.94 from 27453 reviews
Student Current Account
from The Co-operative Bank 4.13 from 8 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3174 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub