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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Super modern bank

5
Literally never had any issues with Monzo whatsoever. It's easy to sign up for. I've never had to ring up for anything. Payments to friends are easy. Payments to businesses are as safe as with traditional banks. You get a lot more visualisation with your finances on Monzo than with any traditional bank. No extra foreign currency transaction fees. The best. Reviewed on: 28th February 2023
Amy S's avatar
Amy S

Easy, supportive, accessible

5
Monzo is accessible for everyone. Easy to use and move your money around. Great for saving and have a clear vision for your money. Reviewed on: 28th February 2023
anna.bale's avatar
anna.bale

Amazing

5
Simple and easy to use. Very reliable Reviewed on: 28th February 2023
lewis ellenton's avatar
lewis ellenton

Fantastic service

5
Simply brilliant and easy to use Reviewed on: 28th February 2023
Liam Anderson's avatar
Liam Anderson

Simple easy and safe.

5
Simple easy and safe mobile banking. Convenient and easy to work with. Reviewed on: 28th February 2023
Gary Sage's avatar
Gary Sage

Amazing Bank.

5
Monzo Bank just keeps on impressing me. They are always coming up with a solution. Their banking app is easy to use and they are always available if you need to ask a question. By far the best Bank in the UK Reviewed on: 28th February 2023
Brian Bradnick's avatar
Brian Bradnick

An amazing online network bank

5
Transacting my account online is stress free and simple Reviewed on: 28th February 2023
Olufowora fatimo oladipo's avatar
Olufowora fatimo oladipo

Seamless

5
Easy use and easy to see where I spend my money, transfers made simple including international transfers. No fuss when traveling, great user experience Reviewed on: 28th February 2023
Charles Bresler's avatar
Charles Bresler

good and easy banking system.

5
Monzo banking system is so easy and secure for transfer money. I really enjoy their rules and regulations. Reviewed on: 28th February 2023
Md Abu Taher 's avatar
Md Abu Taher

Nice features

5
I like Monzo because its features, transparency, and facility to use abroad. Reviewed on: 28th February 2023
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