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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Amazing clutch

5
Someone had somehow starting buying stuff off my account I got all the notifications through monzo and was able to freeze my card and didn’t loose anything support was quick and easy there’s guides and helpful pages I think this is good bank and I trust it a lot Reviewed on: 28th February 2023
Ashley Beer's avatar
Ashley Beer

So easy to use

5
Makes everyday banking so easy. It's great for house shares, going out with friends, group holidays and makes so many normally annoying little chores completely easy. Reviewed on: 28th February 2023
Annie's avatar
Annie

Excellent

5
Monzo has met my expectations with quality service delivery Reviewed on: 28th February 2023
Kehinde Olasubomi's avatar
Kehinde Olasubomi

Very intuitive, gives me control

5
I've always been impressed by how Monzo takes the pain out of personal banking. I love the interface and how easy it is to navigate around and perform the basic actions we expect of a bank! Reviewed on: 28th February 2023
Nadine Spencer's avatar
Nadine Spencer

Fab bank

5
Best bank I've had so far, great easy to use app/online banking, love the saving pots Reviewed on: 28th February 2023
G's avatar
G

Fast and easy banking

4
Great online bank with fast and easy account set up. Reviewed on: 28th February 2023
Larissa's avatar
Larissa

Easy to do business with

5
Banking with Monzo is very easy using the App. It's a no-nonsense, user friendly and transparent experience that puts most high street banks in the stone age. Reviewed on: 28th February 2023
Paul Hackett's avatar
Paul Hackett

100% genuine customer oriented banking service with great service

5
Monzo offer an excellent current account. The banking app is really intuitive with lots of very useful features. They have properly considered what real people need from their banking service as part of day to day life. They are easy to reach, in a timely fashion and speak plain no-nonsense English. The rest of the banking world needs to wake up Reviewed on: 28th February 2023
Amy Meadows's avatar
Amy Meadows

What banking should be!

5
They have literally fixed everything that was wrong with 'traditional' banking. Modern, easy-to-use and insightful. It has transformed how I manage my money. Reviewed on: 28th February 2023
Roland Scull's avatar
Roland Scull

Practical when going abroad

5
I use my Monzo on a regular basis while abroad. Thanks to them I avoid fees that would have been charged with a traditional bank. Reviewed on: 28th February 2023
Marie 's avatar
Marie

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