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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

93% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

It's not just a bank it's a tool...

…a really powerful tool to manage your money. It really does make life much easier and I can't recommend it enough. Reviewed on: 27th February 2023

Amazing bank

Easy to keep track of spending and savings. Able to spend abroad with no fees and i love the round ups feature! I'd recommend it to anyone who doesn't already have one! Reviewed on: 27th February 2023

Perfect services and customer friendly

I have never known frustration since i started banking with Monzo Reviewed on: 27th February 2023

The best banking app around

Fantastic customer service and overall customer friendly Reviewed on: 27th February 2023

Easy, fee free, modern banking

Monzo is easy to use, has great fee free spending abroad and has never once caused me a problem unlike some other high street banks I've been with. Reviewed on: 27th February 2023

Everything you need

Monzo gives you everything you need and they don't hide anything. If they can help customer they will pass on and easy to use no more 9to 5 banking or should I say 10 to 3 banking Reviewed on: 27th February 2023

Amazing

Helps me save and everything very easily and where I couldn’t before Reviewed on: 27th February 2023

Incredibly easy to use and very intuitive

The pots are a life saver if you’re terrible with budgeting like I am. The roundups really help and the app is so user friendly Reviewed on: 27th February 2023

Thumbs up

easy to open and alot of features Reviewed on: 27th February 2023

Excellent

I have been with monzo for the last 2yrs now. And am happy my money is always safe Reviewed on: 27th February 2023

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