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Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Very good

5
It was ok if I can get more cash out, but it very good Reviewed on: 1st March 2023

Monzo Marvel

5
Excellent service, with a savings account round-up option for purchases .The ability to use the Monzo card abroad without expensive transaction charges is invaluable . Reviewed on: 1st March 2023

Very good

4
Apt with their work monitor transaction to prevent fraud activities. Reviewed on: 1st March 2023

Perfect

5
Easy to use and improves itself continuously Reviewed on: 1st March 2023

From the doldrums to the very Highs

5
Best and excellent service from a bank Reviewed on: 28th February 2023

Such an easy to use account.

5
Monzo is so easy to use, with great features. Can't fault it. Reviewed on: 28th February 2023

Love Monzo

5
Switched to Monzo from a well known high street bank and have not even looked back. Have since recommended several friends and family members to join Reviewed on: 28th February 2023

Perfect

5
It is the Perfect bank online in uk Reviewed on: 28th February 2023

Best in the Business

5
Monzo provides you for everything you need and more. I moved to the UK a year ago and monzo was my first bank account. Since then I haven't needed another one. It has amazing features and amazing support. It is very easy to use as well. Reviewed on: 28th February 2023

trustful, easy and fast solved

5
I use monzo for few years and I'm very happy with it. Was easy to create an account, fair and fast without extra stress. I done from the confort from my home. I use monzo in Uk and abroad and happy with it. I had to different banks but I always had problems abroad with my cards until I used Monzo. I can see transaction straight away, i can gestion my miney more better and keep on track of it. Monzo app is very easy to use and save lots of time and stress. Give me a clear and fast image of how I'm spending money. I definitely recomand them Reviewed on: 28th February 2023

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