Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19429)

Other banks take note

5
Nothing bad to say about monzo and just praise how simple it is to contact them and get a straightforward reply Reviewed on: 1st March 2023
Lisa's avatar
Lisa

A good bank with a user-friendly app.

5
An overall good finance planner. Reviewed on: 1st March 2023
Fashina Adejoke's avatar
Fashina Adejoke

Great Bank

5
Great British back highly recommend. :) Great customer service. All good Reviewed on: 1st March 2023
Martin 2020's avatar
Martin 2020

Most convenient bank

5
Very convenient and reliable bank online. Reviewed on: 1st March 2023
The Drix Project's avatar
The Drix Project

Best Banking App

5
The app with the features from the Plus subscription allow me to not only better manage my money but increase my savings efficiency. I just wish there were more Open Banking integrations to other services where I also hold accounts Reviewed on: 1st March 2023
Andrew Payn's avatar
Andrew Payn

Brilliant

5
I absolutely love monzo hands down the best bank I have had I love the saving pots and the fact they let you get paid early would highly recommend Reviewed on: 1st March 2023
Gemma Musson's avatar
Gemma Musson

Easy to use

5
Great banking service. Super easy to navigate and use, and also use with different currencies Reviewed on: 1st March 2023
Orange's avatar
Orange

Easy to go, awesome and versatile

5
Monzo was my first credit card in UK 5 years ago, I never had any issues. Easy to use, great to save and high security to transfer money to other bank accounts or abroad. I couldn’t pick the best one for me! Reviewed on: 1st March 2023
Joyful Joy's avatar
Joyful Joy

Excellent

5
Provides great insights and trends to help you manage your money efficiently, including visibility over external accounts Reviewed on: 1st March 2023
Gilles Valensi's avatar
Gilles Valensi

amazing

5
amazing banking app, makes moving money easy but secure, really easy to use and super friendly staff on the help chat Reviewed on: 1st March 2023
Cat Graham's avatar
Cat Graham

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3188 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1146 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill