Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

View other Monzo products

4.93

Based on 19,405 reviews, last reviewed 13th May 2026

93% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Perfect

It is the Perfect bank online in uk Reviewed on: 28th February 2023

Best in the Business

Monzo provides you for everything you need and more. I moved to the UK a year ago and monzo was my first bank account. Since then I haven't needed another one. It has amazing features and amazing support. It is very easy to use as well. Reviewed on: 28th February 2023

trustful, easy and fast solved

I use monzo for few years and I'm very happy with it. Was easy to create an account, fair and fast without extra stress. I done from the confort from my home. I use monzo in Uk and abroad and happy with it. I had to different banks but I always had problems abroad with my cards until I used Monzo. I can see transaction straight away, i can gestion my miney more better and keep on track of it. Monzo app is very easy to use and save lots of time and stress. Give me a clear and fast image of how I'm spending money. I definitely recomand them Reviewed on: 28th February 2023

Amazing clutch

Someone had somehow starting buying stuff off my account I got all the notifications through monzo and was able to freeze my card and didn’t loose anything support was quick and easy there’s guides and helpful pages I think this is good bank and I trust it a lot Reviewed on: 28th February 2023

So easy to use

Makes everyday banking so easy. It's great for house shares, going out with friends, group holidays and makes so many normally annoying little chores completely easy. Reviewed on: 28th February 2023

Excellent

Monzo has met my expectations with quality service delivery Reviewed on: 28th February 2023

Very intuitive, gives me control

I've always been impressed by how Monzo takes the pain out of personal banking. I love the interface and how easy it is to navigate around and perform the basic actions we expect of a bank! Reviewed on: 28th February 2023

Fab bank

Best bank I've had so far, great easy to use app/online banking, love the saving pots Reviewed on: 28th February 2023

Fast and easy banking

Great online bank with fast and easy account set up. Reviewed on: 28th February 2023

Easy to do business with

Banking with Monzo is very easy using the App. It's a no-nonsense, user friendly and transparent experience that puts most high street banks in the stone age. Reviewed on: 28th February 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Premier current account
from Barclays 4.17 from 118 reviews
Black Current Account
from RBS 3.20 from 19 reviews
Graduate Current Account
from RBS 3.74 from 11 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3174 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub