Paid advertisement
Smart Money People Logo
Newsletter

Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19429)

Quick & easy to use

5
I can see on hand:- How much money I have in my Account. Then also how much I have spent Reviewed on: 2nd March 2023

Simple

5
Simple to see everything you need to see with an easy set up Reviewed on: 2nd March 2023

Perfect

5
Just so easy to use & such great interest rates on long term savers Reviewed on: 2nd March 2023

Reliable

5
Monzo services are great. I've enjoyed every bit of them since I joined 2019. Reviewed on: 2nd March 2023

Expert banking

5
Amazing bank, great app features - especially the money pots. Easy to navigate and clear display of funds & features. Reviewed on: 1st March 2023

Love Monzo

5
I love my bank. No fraud, quick and responsible Reviewed on: 1st March 2023

Exceptional banking service!

5
Since being a Monzo customer I’ve had no issues with my banking, if I’ve had any queries I’ve had a quick response that has resolved the issue. I have also had rewards from referrals made! Would definitely recommend Monzo!! Reviewed on: 1st March 2023

Amazing

5
Been with them since 2016, planning to continue for a while yet. Reviewed on: 1st March 2023

Grateful

5
It’s to good manzo bank never issues thx Reviewed on: 1st March 2023

The best online bank

5
Very good customer service and easy to access online and very helpful.I recommend Monzo to everyone. Reviewed on: 1st March 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3188 reviews
    Monzo
  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo
  • Investments

    from Monzo 4.86 from 1146 reviews
    Monzo
    View all products