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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Blows the competition out of the water

5
Great flex feature I use. Also I use their loans from time to lime. Recommend Reviewed on: 2nd March 2023
Jon Sadler's avatar
Jon Sadler

Hassle free banking

5
Hassle free banking. Great app to work with and very clear Reviewed on: 2nd March 2023
hamigoharriz@gmail.com's avatar
[email protected]

One of the best banks

5
Love Monzo so easy to use. Like the style the use of emoji’s and logos, you can get paid earlier the app is clear and you don’t have to travel far to add money and so many more things there to many to list plus not once I had a bed experience or any complications. Definitely best bank by far. Reviewed on: 2nd March 2023
elloise1@hotmail.com's avatar
[email protected]

Great for customer

5
Quick and easy to apply and to use Reviewed on: 2nd March 2023
Nataliia 's avatar
Nataliia

Monzo Lifestyle

5
Monzo really helped me get to grips with my finances and is really simple to use. I feel like I’m in a special club when you talk to somebody who is also a user Reviewed on: 2nd March 2023
Wobneb's avatar
Wobneb

Great Modern Bank!

5
Best UK bank I’ve used. The app is great and they have some amazing features that are constantly evolving. Keep up the good work Monzo! Reviewed on: 2nd March 2023
Adam Marchant's avatar
Adam Marchant

Excellent

5
Brilliant at what it does and superb customer service Reviewed on: 2nd March 2023
Fletcher Dhew's avatar
Fletcher Dhew

Excellent service

5
Best bank ever. Love the features Reviewed on: 2nd March 2023
Emily Bloomfield's avatar
Emily Bloomfield

Best bank

5
It’s been seamless experience with Monzo. Reviewed on: 2nd March 2023
Adrian Wojtaszek's avatar
Adrian Wojtaszek

Quick & easy to use

5
I can see on hand:- How much money I have in my Account. Then also how much I have spent Reviewed on: 2nd March 2023
Susan Phillips's avatar
Susan Phillips

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