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Monzo: Current account reviews

4.93
Based on 19,405 reviews, last reviewed 13th May 2026
93% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19405)

Easy to go, awesome and versatile

5
Monzo was my first credit card in UK 5 years ago, I never had any issues. Easy to use, great to save and high security to transfer money to other bank accounts or abroad. I couldn’t pick the best one for me! Reviewed on: 1st March 2023

Excellent

5
Provides great insights and trends to help you manage your money efficiently, including visibility over external accounts Reviewed on: 1st March 2023

amazing

5
amazing banking app, makes moving money easy but secure, really easy to use and super friendly staff on the help chat Reviewed on: 1st March 2023

Very good

5
It was ok if I can get more cash out, but it very good Reviewed on: 1st March 2023

Monzo Marvel

5
Excellent service, with a savings account round-up option for purchases .The ability to use the Monzo card abroad without expensive transaction charges is invaluable . Reviewed on: 1st March 2023

Very good

4
Apt with their work monitor transaction to prevent fraud activities. Reviewed on: 1st March 2023

Perfect

5
Easy to use and improves itself continuously Reviewed on: 1st March 2023

From the doldrums to the very Highs

5
Best and excellent service from a bank Reviewed on: 28th February 2023

Such an easy to use account.

5
Monzo is so easy to use, with great features. Can't fault it. Reviewed on: 28th February 2023

Love Monzo

5
Switched to Monzo from a well known high street bank and have not even looked back. Have since recommended several friends and family members to join Reviewed on: 28th February 2023

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