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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Excellent online banking

5
Monzo has lots of extra touches which make it so easy to manage my finances. I love the pots you can create, the fact that you can lock them to help uou save. Easy access to savings pots too is great. Reviewed on: 3rd March 2023
Julie's avatar
Julie

Best bank ever

5
I was always awful with money, never keeping enough for direct debits and going overdrawn every month. Since moving to monzo I've never missed a payment. The ease and simplicity of the app means I can have my direct debits come out of a pot automatically and i don't have to worry about missing any. I am also using flex and its been a life saver. Best move I ever made was to monzo and I'll stay with them forever Reviewed on: 3rd March 2023
SimonSays's avatar
SimonSays

The Simplicity

5
I moved to the UK last year and trying to set up a bank account was on a long list of difficult things I had to do. Monzo made it so easy taking alot of stress off my plate Reviewed on: 3rd March 2023
Alec Young's avatar
Alec Young

Easy to use, loads of options and good support

4
Good customer support, loads of options around the app if someone likes to walkaround everything and find out more. Reviewed on: 3rd March 2023
Krzysztof Duda's avatar
Krzysztof Duda

Outstanding customer service

5
The customer service is outstanding, nothing is too much trouble Reviewed on: 2nd March 2023
Lisa hughes's avatar
Lisa hughes

My money at heart

5
Monzo cam offer a wide range of financial services. It's efficient and easy to use. Their customer service is excellent. I wouldn't trust any other bank! Reviewed on: 2nd March 2023
Domenico Molinari's avatar
Domenico Molinari

Outstanding innovative services.

5
Monzo’s attitude to money services is a revelation. The app is easy to use and the Flex system is outstanding. Reviewed on: 2nd March 2023
Archie's avatar
Archie

Love these savings

5
Love the round up.I don’t miss it at all.love that you can see straight away what has come out. Reviewed on: 2nd March 2023
Suzanne Mills's avatar
Suzanne Mills

Perfect Experience

5
I am really happy for all services Reviewed on: 2nd March 2023
Aydin Ozcekic's avatar
Aydin Ozcekic

Awesome

5
Modern day bank that cares about its customers. Flexible and reliable Reviewed on: 2nd March 2023
Jamie 's avatar
Jamie

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