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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Has Exceeded Expectations!

5
I’ve had to go back and forth from the US and the UK a lot in the past year and Monzo has made the transition so much simpler for me. I cannot WAIT until the feature to link US and UK accounts drops!! Reviewed on: 3rd March 2023
Rhiannon's avatar
Rhiannon

Simply the best bank

5
Constant new features and great interest rates! Reviewed on: 3rd March 2023
Shaun G's avatar
Shaun G

Reliable Bank

5
Bank safe, reliable and with smart solutions. Reviewed on: 3rd March 2023
jo85einsfeld@gmail.com's avatar
[email protected]

Supercool UI

5
Awesome features, supercool UI, account opening is very easy. Reviewed on: 3rd March 2023
Aditya G's avatar
Aditya G

Serious bank

5
The best bank in uk. I am very satisfait Reviewed on: 3rd March 2023
Walid Samsungs4's avatar
Walid Samsungs4

So Easy

5
Easy to use, apps easy to understand, Reviewed on: 3rd March 2023
Emma Blacklock's avatar
Emma Blacklock

The most user friendly and intuitive bank app I've used.

5
Everything from the customer service, communications and interacting with my account is second to none. Reviewed on: 3rd March 2023
Jb's avatar
Jb

Monzo is the best

5
Flawless, easy to open and easy to manage your funds using pots. Reviewed on: 3rd March 2023
Tambirai J Chidzonga's avatar
Tambirai J Chidzonga

amazing

5
always helpful , never any issues , very straight forward Reviewed on: 3rd March 2023
hollie's avatar
hollie

I wish more people would just use Monzo

5
Total game-changer in how I view, use and save money Reviewed on: 3rd March 2023
Rob's avatar
Rob

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