Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 19,405 reviews, last reviewed 13th May 2026
93% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19405)

Excellent

5
Brilliant at what it does and superb customer service Reviewed on: 2nd March 2023

Excellent service

5
Best bank ever. Love the features Reviewed on: 2nd March 2023

Best bank

5
It’s been seamless experience with Monzo. Reviewed on: 2nd March 2023

Quick & easy to use

5
I can see on hand:- How much money I have in my Account. Then also how much I have spent Reviewed on: 2nd March 2023

Simple

5
Simple to see everything you need to see with an easy set up Reviewed on: 2nd March 2023

Perfect

5
Just so easy to use & such great interest rates on long term savers Reviewed on: 2nd March 2023

Reliable

5
Monzo services are great. I've enjoyed every bit of them since I joined 2019. Reviewed on: 2nd March 2023

Expert banking

5
Amazing bank, great app features - especially the money pots. Easy to navigate and clear display of funds & features. Reviewed on: 1st March 2023

Love Monzo

5
I love my bank. No fraud, quick and responsible Reviewed on: 1st March 2023

Exceptional banking service!

5
Since being a Monzo customer I’ve had no issues with my banking, if I’ve had any queries I’ve had a quick response that has resolved the issue. I have also had rewards from referrals made! Would definitely recommend Monzo!! Reviewed on: 1st March 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.97 from 944 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3174 reviews
    Monzo
    View all products