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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Amazing bank

5
easy to use and flexible, feel like my money is always within reaching distance and the app is easy to use Reviewed on: 7th March 2023
Jonathan McGilloway's avatar
Jonathan McGilloway

Best bank going

5
Monzo are fast, efficient and have amazing people skills. There products are stand alone and metal bank card and coral cards really stand out from the crowd. Reviewed on: 6th March 2023
Richard Bickerton's avatar
Richard Bickerton

Banking technology that provides solutions to people

5
Positive and proactive experience. Nothing negative to say. Reviewed on: 6th March 2023
gary_stock@me.com's avatar
[email protected]

Easier than most banking apps

5
Some of the features like spending report are intuitive and the paying contacts via mobile number is less difficult than other apps Reviewed on: 6th March 2023
Daniel O'Mahony's avatar
Daniel O'Mahony

Outstanding Banking Service

5
Banking shouldn’t be complicated and banking apps should do everything a modern person needs. Even the basic current account is great - budgeting, pots, savings you name it. Monzo does it all (except Mortgages) Reviewed on: 5th March 2023
Ben's avatar
Ben

Used this when I travel

5
by far the best bank for travelling with. I like the instant notifications and fees are lower Reviewed on: 4th March 2023
Ken's avatar
Ken

Amazing Bank

5
Always helpful no hidden fees and the bank is always quick to help if there’s any problems Reviewed on: 3rd March 2023
Jack's avatar
Jack

Financial backbone

5
I can say always, Monzo is my financial backbone .!!! Reviewed on: 3rd March 2023
Thiru's avatar
Thiru

Nice

5
It is a very good bank that is worth having, and it also provides many benefits for its customers. Reviewed on: 3rd March 2023
Mr Feliz's avatar
Mr Feliz

Reliable banking

5
They've helped in many ways, having pots to keep money I don't want to spend makes them the best for me, the convenient loan called flex is superb and supporting. I give it to monzo at all times. Reviewed on: 3rd March 2023
Olumuyiwa Fashakin 's avatar
Olumuyiwa Fashakin

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