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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Helps keep me on track

5
Despite my not having a use for their dedicated budgeting features, I make thorough use of the virtual cards and pots to allocate my money so that it all ticks over as needed. Reviewed on: 9th March 2023
Kat Adams's avatar
Kat Adams

I've been using monzo for 3 years now and can't think of using a tradition bank again

5
The ideal bank! From exchange rates that are always better from any traditional banks, to early salary payment, to pro features like insurance it's the best bank I have ever used. Reviewed on: 8th March 2023
Ilarion Ioannidis's avatar
Ilarion Ioannidis

Great product

5
I’ve been using for the past few months. The app has a nice interface & it’s very handy when you are traveling. Reviewed on: 8th March 2023
Dina's avatar
Dina

Love the app

5
Great app I really love it. Helps me so much with my monthly budgeting! Reviewed on: 8th March 2023
KC's avatar
KC

A much better experience banking

5
I have used Halifax for years to manage my money but with no real tools to do so - since moving to Monzo I have been able to see how every penny is spent, save money better and make sure that I have enough money for the month! Reviewed on: 8th March 2023
Matt Davison's avatar
Matt Davison

Fun

5
Easy to use . Great for saving . Definitely recommend to others Reviewed on: 8th March 2023
nicola Titus-Powell's avatar
nicola Titus-Powell

Great easy

5
Used it for 3 years no issues, the soo is amazing Reviewed on: 8th March 2023
dnyark02's avatar
dnyark02

Legendary Bank

5
Monzo has been an actual life saver. From letting me split money to pots, to ease of sign up - to everything! It's honestly one of the best banks out there. Reviewed on: 8th March 2023
William's avatar
William

Once you Monzo, you'll never go back!

5
I got Monzo when I first moved to the UK because all my friends recommended it - and now I'm the one who keeps recommending it to everyone! Banking has never been easier, friendlier, or more future-oriented. I truly don't think I'll ever use another app for my current account again, Monzo is everything I could want and more. Reviewed on: 7th March 2023
Lara's avatar
Lara

The ease of Banking

5
Monzo is clearly the pioneer of modern banking with their easy and transparent app. I have never enjoyed banking and financial operations as much as I enjoyed with Monzo. I never miss the conventional banks anymore. Thanks to Monzo for proving that banking operations can be less complex and simple. Reviewed on: 7th March 2023
SUJU KS's avatar
SUJU KS

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