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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

98% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

The most user friendly and intuitive bank app I've used.

Everything from the customer service, communications and interacting with my account is second to none. Reviewed on: 3rd March 2023

Monzo is the best

Flawless, easy to open and easy to manage your funds using pots. Reviewed on: 3rd March 2023

amazing

always helpful , never any issues , very straight forward Reviewed on: 3rd March 2023

I wish more people would just use Monzo

Total game-changer in how I view, use and save money Reviewed on: 3rd March 2023

Excellent online banking

Monzo has lots of extra touches which make it so easy to manage my finances. I love the pots you can create, the fact that you can lock them to help uou save. Easy access to savings pots too is great. Reviewed on: 3rd March 2023

Best bank ever

I was always awful with money, never keeping enough for direct debits and going overdrawn every month. Since moving to monzo I've never missed a payment. The ease and simplicity of the app means I can have my direct debits come out of a pot automatically and i don't have to worry about missing any. I am also using flex and its been a life saver. Best move I ever made was to monzo and I'll stay with them forever Reviewed on: 3rd March 2023

The Simplicity

I moved to the UK last year and trying to set up a bank account was on a long list of difficult things I had to do. Monzo made it so easy taking alot of stress off my plate Reviewed on: 3rd March 2023

Easy to use, loads of options and good support

Good customer support, loads of options around the app if someone likes to walkaround everything and find out more. Reviewed on: 3rd March 2023

Outstanding customer service

The customer service is outstanding, nothing is too much trouble Reviewed on: 2nd March 2023

My money at heart

Monzo cam offer a wide range of financial services. It's efficient and easy to use. Their customer service is excellent. I wouldn't trust any other bank! Reviewed on: 2nd March 2023

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