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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Monzo bank, always reliable..

5
The most refined application, works very well, always reliable. Reviewed on: 9th March 2023
Slawomir Kuciel's avatar
Slawomir Kuciel

Easy and Simple to set up without the hassle of going into branch

5
Love that everything is online and that the cost of travel is made so much better Reviewed on: 9th March 2023
Kyrsty Watson's avatar
Kyrsty Watson

Modern and trustworthy

5
Have used this another for a long while always easy to navigate the app and always helpful if you run into any issues Reviewed on: 9th March 2023
Marky Tanty's avatar
Marky Tanty

So approachable!

5
Customer service team are a dream. Never too much for them, they're responsive, sensible and helpful! The account and it's facilities are fabulous too. Big fan! Reviewed on: 9th March 2023
Lizz Kendon's avatar
Lizz Kendon

The New Era Of Banking

5
Monzo provide a great service, allowing customers to better understand their money, spending trends and helps them to save more. I highly recommend their current account. Reviewed on: 9th March 2023
Jonny Duggan's avatar
Jonny Duggan

Very easy to use and informative

4
I love the way the app works and tells me each time when I spend the money and if I need to approve non-recognised payments. I’m very happy with it. Reviewed on: 9th March 2023
Shafeeq Sheridan's avatar
Shafeeq Sheridan

Good company

5
I have never had a issue with this company helps with my spending habits and helps with money organising Reviewed on: 9th March 2023
Daniel Lawton's avatar
Daniel Lawton

Amazing and easy to use

5
Monzo have been a brilliant online bank. Any problem is resolved almost immediately, money is sent instantly and the app is so easy to use. Reviewed on: 9th March 2023
Emma 's avatar
Emma

Very happy

5
Pretty good customer service and it has opened up other opportunities for me that I couldn't before Reviewed on: 9th March 2023
Jorge Fernandez Vicente's avatar
Jorge Fernandez Vicente

Easy to use with awesome features

5
Monzo makes dealing with my money so much easier than any of the other banks. Paying friends, simple. Moving money around, easy. And they're always adding great new features like Flex, all the while letting you know how you're managing your money, so you're more informed than ever about your finances. Thanks Monzo! Reviewed on: 9th March 2023
jarodwarwick's avatar
jarodwarwick

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