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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

98% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Great easy

Used it for 3 years no issues, the soo is amazing Reviewed on: 8th March 2023

Legendary Bank

Monzo has been an actual life saver. From letting me split money to pots, to ease of sign up - to everything! It's honestly one of the best banks out there. Reviewed on: 8th March 2023

Once you Monzo, you'll never go back!

I got Monzo when I first moved to the UK because all my friends recommended it - and now I'm the one who keeps recommending it to everyone! Banking has never been easier, friendlier, or more future-oriented. I truly don't think I'll ever use another app for my current account again, Monzo is everything I could want and more. Reviewed on: 7th March 2023

The ease of Banking

Monzo is clearly the pioneer of modern banking with their easy and transparent app. I have never enjoyed banking and financial operations as much as I enjoyed with Monzo. I never miss the conventional banks anymore. Thanks to Monzo for proving that banking operations can be less complex and simple. Reviewed on: 7th March 2023

Amazing bank

easy to use and flexible, feel like my money is always within reaching distance and the app is easy to use Reviewed on: 7th March 2023

Best bank going

Monzo are fast, efficient and have amazing people skills. There products are stand alone and metal bank card and coral cards really stand out from the crowd. Reviewed on: 6th March 2023

Banking technology that provides solutions to people

Positive and proactive experience. Nothing negative to say. Reviewed on: 6th March 2023

Easier than most banking apps

Some of the features like spending report are intuitive and the paying contacts via mobile number is less difficult than other apps Reviewed on: 6th March 2023

Outstanding Banking Service

Banking shouldn’t be complicated and banking apps should do everything a modern person needs. Even the basic current account is great - budgeting, pots, savings you name it. Monzo does it all (except Mortgages) Reviewed on: 5th March 2023

Used this when I travel

by far the best bank for travelling with. I like the instant notifications and fees are lower Reviewed on: 4th March 2023

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