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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

98% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Good company

I have never had a issue with this company helps with my spending habits and helps with money organising Reviewed on: 9th March 2023

Amazing and easy to use

Monzo have been a brilliant online bank. Any problem is resolved almost immediately, money is sent instantly and the app is so easy to use. Reviewed on: 9th March 2023

Very happy

Pretty good customer service and it has opened up other opportunities for me that I couldn't before Reviewed on: 9th March 2023

Easy to use with awesome features

Monzo makes dealing with my money so much easier than any of the other banks. Paying friends, simple. Moving money around, easy. And they're always adding great new features like Flex, all the while letting you know how you're managing your money, so you're more informed than ever about your finances. Thanks Monzo! Reviewed on: 9th March 2023

Helps keep me on track

Despite my not having a use for their dedicated budgeting features, I make thorough use of the virtual cards and pots to allocate my money so that it all ticks over as needed. Reviewed on: 9th March 2023

I've been using monzo for 3 years now and can't think of using a tradition bank again

The ideal bank! From exchange rates that are always better from any traditional banks, to early salary payment, to pro features like insurance it's the best bank I have ever used. Reviewed on: 8th March 2023

Great product

I’ve been using for the past few months. The app has a nice interface & it’s very handy when you are traveling. Reviewed on: 8th March 2023

Love the app

Great app I really love it. Helps me so much with my monthly budgeting! Reviewed on: 8th March 2023

A much better experience banking

I have used Halifax for years to manage my money but with no real tools to do so - since moving to Monzo I have been able to see how every penny is spent, save money better and make sure that I have enough money for the month! Reviewed on: 8th March 2023

Fun

Easy to use . Great for saving . Definitely recommend to others Reviewed on: 8th March 2023

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