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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Outstanding

5
So far it's been a really fantastic experience Reviewed on: 10th March 2023
Mr o kpamiose 's avatar
Mr o kpamiose

Love it

5
Metro bank was awful and froze my accounts and wouldn’t let me touch my wages. Monzo helped me and allowed me to transfer my wages over with the click of a button! Reviewed on: 10th March 2023
Georgia Waller's avatar
Georgia Waller

Excellent and easy

5
Best bank in the Uk. 5 star customer service. Easy to use. I will recommend 100% Reviewed on: 10th March 2023
Sanjivan Ratnasingham's avatar
Sanjivan Ratnasingham

Top Bank

5
Easy clear app based banking. Never had issues and contacting them through live chat so easy Reviewed on: 10th March 2023
Glyn Jones's avatar
Glyn Jones

Excellent card for perks, service and spending

5
I initally got a Monzo prepaid card to spend abroad with no fees, but upgraded to an account when it was available. I'm always in control of my money as I get notifications for each transaction, and transferring is so simple. Reviewed on: 10th March 2023
Karen Kagz Harrison's avatar
Karen Kagz Harrison

Brilliant banking!

5
Brilliant banking. Easy, flexible, simple to contact or ask for help directly from Monzo. Great app which is user friendly. Love that I can get my salary 4pm the day before! Reviewed on: 10th March 2023
Laura Chapman's avatar
Laura Chapman

Modern banking

4
Modern approach to banking, easily accessible via the app, helpful customer service Reviewed on: 10th March 2023
Abbie Grindey's avatar
Abbie Grindey

Best bank

5
Easy to set up, amazing communication and so user friendly. Reviewed on: 10th March 2023
Toluwanimi Jaiyebo's avatar
Toluwanimi Jaiyebo

Easy fun Bank

5
I love how easy Monzo is to use and that it takes the money from you and gives you a notification as soon as you spend it. Reviewed on: 10th March 2023
Gracie's avatar
Gracie

The best bank

5
Monzo is the absolutely the best bank works very well and allows the uses to make everyday transactions easier Reviewed on: 10th March 2023
CHENAI 's avatar
CHENAI

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