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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

98% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Pots are the BEST

A common habit by people with ADHD is to organise things in piles. I’ve done this since I was a kid, and as long as the right thing is in the right pile, I know where it is. As soon as it’s moved, I’ve lost it. Same goes with money. When it’s all in one lump I can’t differentiate what I can spend and what I can’t. Pots have solved this for me. I can compartmentalise everything to perfection, and it really helps me to manage my money, and to save, as opposed to spending all sorts that I shouldn’t, especially when the dopamine inducing impulse-buying is rife! Reviewed on: 9th March 2023

Simple clear banking

With a very easy to use app I've found banking with Monzo significantly simpler and clearer than other providers. Saving is obviously so important and I've found it so much easier to do with Monzo and much easier to understand the different options too with their clear explanations. Reviewed on: 9th March 2023

So simple, so effective

I set up a Monzo current account to use abroad, the whole process was so easy and took the stress out of holiday finances. Reviewed on: 9th March 2023

Best bank in the uk

Amazing customer service and a top modern bank Reviewed on: 9th March 2023

Monzo bank, always reliable..

The most refined application, works very well, always reliable. Reviewed on: 9th March 2023

Easy and Simple to set up without the hassle of going into branch

Love that everything is online and that the cost of travel is made so much better Reviewed on: 9th March 2023

Modern and trustworthy

Have used this another for a long while always easy to navigate the app and always helpful if you run into any issues Reviewed on: 9th March 2023

So approachable!

Customer service team are a dream. Never too much for them, they're responsive, sensible and helpful! The account and it's facilities are fabulous too. Big fan! Reviewed on: 9th March 2023

The New Era Of Banking

Monzo provide a great service, allowing customers to better understand their money, spending trends and helps them to save more. I highly recommend their current account. Reviewed on: 9th March 2023

Very easy to use and informative

I love the way the app works and tells me each time when I spend the money and if I need to approve non-recognised payments. I’m very happy with it. Reviewed on: 9th March 2023

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