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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

The best online bank so easy to use

5
So easy to use very helpful online help trasfer very easy Reviewed on: 10th March 2023
Denisia's avatar
Denisia

Amazing

5
Get paid early, reliable staff, spending notifications, good security Reviewed on: 10th March 2023
attalah sharpe's avatar
attalah sharpe

Top current account

5
They give you full control over your finances. Really easy to use too. Reviewed on: 10th March 2023
Ruth Honeywood's avatar
Ruth Honeywood

Great easy service

5
So easy to use. Everything in one place Reviewed on: 10th March 2023
voodoobetty@btinternet.com's avatar
[email protected]

Modern banking is Monzo

5
Democratic, efficient and enjoyable Reviewed on: 10th March 2023
aurora n's avatar
aurora n

Love monzo for personal banking

5
I love the app and personal banking. Spending abroad is great. Did not realise they did Business accounts until recently heard an advert. Am with Starling business for now Reviewed on: 10th March 2023
Stevej's avatar
Stevej

An amazing bank

5
Monzo is literally the best bank I have ever had Reviewed on: 10th March 2023
dujon.r88@gmail.com's avatar
[email protected]

Banking the way it should be

5
Monzo makes banking so easy, their app and the tools it provides in second to none! Reviewed on: 10th March 2023
Dave N's avatar
Dave N

All you need in one Bank and App

5
This is my main personal bank in UK and the only one i use when i travel. Has the best exchange rate and the facility of taking money at ATM without absurd charges Reviewed on: 10th March 2023
Michelle Chicaiza's avatar
Michelle Chicaiza

Cool to start up

5
Number one leading best online banking Reviewed on: 10th March 2023
Obinna Ihemezie's avatar
Obinna Ihemezie

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