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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

98% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Modern banking

Modern approach to banking, easily accessible via the app, helpful customer service Reviewed on: 10th March 2023

Best bank

Easy to set up, amazing communication and so user friendly. Reviewed on: 10th March 2023

Easy fun Bank

I love how easy Monzo is to use and that it takes the money from you and gives you a notification as soon as you spend it. Reviewed on: 10th March 2023

The best bank

Monzo is the absolutely the best bank works very well and allows the uses to make everyday transactions easier Reviewed on: 10th March 2023

Easily manage

Very easily manage.. never had a problem Reviewed on: 10th March 2023

Fantastic

Without a doubt, the best app and customer service available in the market. So helpful, the money management tools they provide and the interface are exactly what is needed. They even allow money to be paid early into your accounts in some instances! Reviewed on: 10th March 2023

Get paid early! Shame about the customer service..

After banking with Monzo for around 12 months, I have found the app to be very user friendly and I love their feature “get paid early”, which allows you to receive your salary the day before it is due. However, should you need to contact Monzo for help or advice, it can be a challenge with long wait times in the app chat service. I have contacted the team at Monzo a few times and found their general attitude to be rather impersonal and unhelpful. For this reason I would not recommend Monzo as a main banking provider. Reviewed on: 10th March 2023

I lurve Monzo

So easy to use and keep track of spends. Notified every transaction. No waiting days for refunds to be returned. Summary useful. It is the best bank Reviewed on: 10th March 2023

Helpful for budgeting

The app is so user friendly and allows for easy monitoring of your budget in a visual way. Helps me to stay financially healthy and I have never had a single issue with them, which is rare for a bank account! Reviewed on: 10th March 2023

Great and helpful

The best app and easy to use! I Reviewed on: 10th March 2023

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