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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
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Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Game Changer

5
I am a regulated independent financial adviser, I recommend the account for all of my clients. The ability to quickly see and understand expenses is paramount for financial planning and Monzo not only make this easy, they make it fun! Reviewed on: 14th March 2023
Ben Foster's avatar
Ben Foster

Love

5
Love how easy and simple the app is. From the initial branding and colour of card, to how you can add saving pots, roundup money, pause the account, instant agent help messaging, to the overall social media marketing on LinkedIn. Reviewed on: 13th March 2023
Alicia Robinson's avatar
Alicia Robinson

Absolutely amazing

5
Brilliant bank that has brought nothing but joy to my life. Has made banking in general so much easier and I have an incredibly clear view of my money and budgets. Much better than traditional banks I’ve used in almost every way. Reviewed on: 13th March 2023
Alireza Majlessi's avatar
Alireza Majlessi

It's the bank account I've always wanted

5
I moved to Monzo after 20+ years with the Nationwide. Having seen customer service and customer focus gradually evaporate at Nationwide as it dumped its Building Society ethos and became a bank in all but name, I decided to take my money elsewhere. Monzo's customer service has been consistently excellent every time I've needed it, the app works flawlessly and is constantly evolving. With the addition of flex, overdrafts and loans (all of which I have now), every process is simple to use, fits how I live my life and, in the case of applying for a loan, was the most painless financial experience of my life. The fact Monzo has achieved this illustrates the huge gap between it and other banks that are still struggling with the basics of "put the customer first". Reviewed on: 13th March 2023
Chris Green's avatar
Chris Green

Best bank I've ever used

5
Brilliant app, wide range of products - I have an overdraft, a loan and a Flex facility, having started with them about four years with a pretty poor credit rating. Reviewed on: 13th March 2023
ramtops's avatar
ramtops

A bank that works for me, not against me

5
I have been a Monzo customer for several years now and have seen the bank evolve over time. The app offers me a wealth of information to help control my finances, the support staff are always extremely helpful and I feel that the products monzo offers are well worth the money they charge - the Premium feature is fantastic Reviewed on: 13th March 2023
RMidd's avatar
RMidd

Reliable and cutting edge

5
Been with Monzo for many years, and after having years of experience with the high street banks! Monzo has been a breath of fresh air within the industry. Reviewed on: 13th March 2023
Steve Brinda's avatar
Steve Brinda

Excellent bank

5
Innovative bank that pushes the boundaries of modern banking Reviewed on: 12th March 2023
Haider AlDelfi's avatar
Haider AlDelfi

Everything a bank should be

5
Making banking simple and effortless - dare I say, cool? Coral cards, slick apps and competitive interest rates are all I need! Reviewed on: 12th March 2023
Joe Colegrove's avatar
Joe Colegrove

Going potty for pots!

5
Initially I held a business bank account with Monzo, and then a few months ago I also applied for a personal account. I wish I'd done so sooner; this bank account is so user-friendly. Being able to set up pots for various payments makes life so much easier and I can now ensure enough money is set aside for direct debits at all times. I really like how the account data is displayed and switching between the personal and business account is super easy too. Great product which I can see myself doing most of my banking through. Reviewed on: 12th March 2023
MonikaS's avatar
MonikaS

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