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Monzo: Current account reviews

View other Monzo products
4.93
Based on 19,405 reviews, last reviewed 13th May 2026
98% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19405)

An amazing bank

5
Monzo is literally the best bank I have ever had Reviewed on: 10th March 2023
dujon.r88@gmail.com's avatar
[email protected]

Banking the way it should be

5
Monzo makes banking so easy, their app and the tools it provides in second to none! Reviewed on: 10th March 2023
Dave N's avatar
Dave N

All you need in one Bank and App

5
This is my main personal bank in UK and the only one i use when i travel. Has the best exchange rate and the facility of taking money at ATM without absurd charges Reviewed on: 10th March 2023
Michelle Chicaiza's avatar
Michelle Chicaiza

Cool to start up

5
Number one leading best online banking Reviewed on: 10th March 2023
Obinna Ihemezie's avatar
Obinna Ihemezie

Outstanding

5
So far it's been a really fantastic experience Reviewed on: 10th March 2023
Mr o kpamiose 's avatar
Mr o kpamiose

Love it

5
Metro bank was awful and froze my accounts and wouldn’t let me touch my wages. Monzo helped me and allowed me to transfer my wages over with the click of a button! Reviewed on: 10th March 2023
Georgia Waller's avatar
Georgia Waller

Excellent and easy

5
Best bank in the Uk. 5 star customer service. Easy to use. I will recommend 100% Reviewed on: 10th March 2023
Sanjivan Ratnasingham's avatar
Sanjivan Ratnasingham

Top Bank

5
Easy clear app based banking. Never had issues and contacting them through live chat so easy Reviewed on: 10th March 2023
Glyn Jones's avatar
Glyn Jones

Excellent card for perks, service and spending

5
I initally got a Monzo prepaid card to spend abroad with no fees, but upgraded to an account when it was available. I'm always in control of my money as I get notifications for each transaction, and transferring is so simple. Reviewed on: 10th March 2023
Karen Kagz Harrison's avatar
Karen Kagz Harrison

Brilliant banking!

5
Brilliant banking. Easy, flexible, simple to contact or ask for help directly from Monzo. Great app which is user friendly. Love that I can get my salary 4pm the day before! Reviewed on: 10th March 2023
Laura Chapman's avatar
Laura Chapman

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