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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

User friendly

5
Ease of use makes banking sweet! Reviewed on: 15th March 2023
Uche Ory's avatar
Uche Ory

Amazing bank company!

5
I've been using monzo for over a year now and im just so satisfied with this bank. Its perfect and i would recommend any young adult to use this bank Reviewed on: 15th March 2023
Aixtx's avatar
Aixtx

Very easy to check my balance and set up a savings account. And card delivery was not a long time.

5
Been with monzo for a few months and loved every bit of it Reviewed on: 15th March 2023
Conner haworth's avatar
Conner haworth

Amazing

5
So easy to use, many useful tools and has helped a lot to manage my money better. Wouldn’t use any other bank Reviewed on: 15th March 2023
Jasmine's avatar
Jasmine

Great bank, great app

5
Good bank to use, very straightforward and easy app. Couldn't ask for more! Reviewed on: 15th March 2023
Lewis Wilmott's avatar
Lewis Wilmott

Great Service, Easy to Use

5
As an immigrant, Monzo is a lifesaver. It's difficult to adjust to a new country, and setting up a bank account is never straight forward. Monzo made it easy to set up an account. I have a joint account with my wife, and we can easily track our finances through the phone app. The app is very user friendly, and it organises meaningful information into the app. Customer service is great. I've had to apply for visas and needed paperwork mailed to me. Monzo went above and beyond to easily mail us the necessary documents. I really like Monzo and definitely recommend it to anyone wanting to manage their money well. Reviewed on: 15th March 2023
Caleb Conner's avatar
Caleb Conner

Great app and service

4
Monzo is fantastic. I love how organized it is for me to budget expenses categorically. CS is also really responsive ( chat and phone ) even during holidays weeks. My only concern is that I had 1 dispute and somehow it was sitting there for over a year pending. Reviewed on: 15th March 2023
Boya Liu's avatar
Boya Liu

Reliable service

5
Very easy to use and reliable in every situation. Banking as we dreamt only a few years ago. Reviewed on: 15th March 2023
Guido Bellotti's avatar
Guido Bellotti

Great Bank

5
Can’t fault them, the accounts they offer suit my needs. Always easy to get help. Reviewed on: 14th March 2023
Across the Miles Nutrition Club's avatar
Across the Miles Nutrition Club

best bank ever

5
super quick and simple to set up and use. love the joint account and ability to pay contacts. Reviewed on: 14th March 2023
benjamin's avatar
benjamin

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