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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

I have recommended

5
Good and easy bank to use, very secure too. Reviewed on: 15th March 2023
Otto Bacharach's avatar
Otto Bacharach

Easy to use and convenient

5
The most user friendly and straight-forward fintech there is, you can even withdraw your salary a day earlier! Reviewed on: 15th March 2023
Vladimir Starokov's avatar
Vladimir Starokov

I love monzo!

5
Monzo has made managing my money so much easier for me, id actually say it changed my day to day life. I used to go into my overdraft all the time as i could not manage my money properly. The pots for splitting money are a life saver! Reviewed on: 15th March 2023
Alice's avatar
Alice

Outstanding.

5
I am neurodivergent and Monzo has made banking incredibly easy for someone like me. Alongside this, the customer service when losing my card was outstanding and unmatched. I will never bank anywhere else again. Good work Monzo and thank you for helping people like me! Reviewed on: 15th March 2023
merciroberts@hotmail.com's avatar
[email protected]

I love its features

5
I like the way it's helping for finance to be organised and even takes credit It's a very useful and I love it Reviewed on: 15th March 2023
Delcia 's avatar
Delcia

Great all around bank!

5
I use monzo for a curvy and business account. The customer service is top notch and the service offering is perfect for both everyday use as well as useful business activities. Can't recommend highly enough. Reviewed on: 15th March 2023
Michelle Farrington's avatar
Michelle Farrington

10/10

5
Never had a problem One off the best banks Money comes a day early Notifies you wen moneys in or out Would %100 have this bank over any thing else ⭐️⭐️⭐️⭐️ Reviewed on: 15th March 2023
Hayley 's avatar
Hayley

Brilliant!

5
Really love the fact I can separate my money into pots each month. Reviewed on: 15th March 2023
Erin's avatar
Erin

Does everything you need and more

5
Quick updates on balance, flexibility to create pots and goals and great customer service if you need them Reviewed on: 15th March 2023
E's avatar
E

Reliable and Stress-free Banking

5
Fantastic company - quick responses to issues and wrap-around car. Reviewed on: 15th March 2023
Morgan Staden's avatar
Morgan Staden

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