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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

excellent bank, excellent service.

5
can’t fault monzo, been with them for many years now, never had an issue. Reviewed on: 15th March 2023
edward ferrigno 's avatar
edward ferrigno

Monzo is amazing

5
I joined Monzo after a friend recommended them and I haven't been happier. I took out a premium plan and have had access to some great features. It's quick to send and receive cash, and, unlike alot of competitors, Monzo offers selected saving pots so you can store money away for a rainy day. This feature alone really sold me as ive not come across many competitors that offer locked savings unless you opened a ISA with £500-£1000. Monzo staff are also very fast to help and have resolved numerous enquiries ive had. They've always been fast, efficient and polite. I can't recommend Monzo enough! Reviewed on: 15th March 2023
Jodiee-Leigh's avatar
Jodiee-Leigh

Excellent bank.

5
Been using the bank for a while now. Their customer service has been nothing but superb. Reviewed on: 15th March 2023
Bill Baker's avatar
Bill Baker

Best bank ever!

5
Monzo have made it so much easier for me to keep on top of my money and spending. I honestly have never been this happy with a bank before. Reviewed on: 15th March 2023
SC's avatar
SC

Excellent

5
Absolutely brilliant bank great customer services definitely recommend to everyone I no Reviewed on: 15th March 2023
Simon galloway's avatar
Simon galloway

Best banking app!

5
I love how easy the monzo app is to use for my banking. I can easily manage my money and see my spending habits. Reviewed on: 15th March 2023
Hollie K's avatar
Hollie K

One of the best user experience banking app

5
One of the best user experience banking app Reviewed on: 15th March 2023
ashok's avatar
ashok

Excellent service delivery

5
Monzo has been a good bank so far and it’s great to have Monzo as backbone Reviewed on: 15th March 2023
Emmanuel Olakanmi's avatar
Emmanuel Olakanmi

Easiest bank

5
Got this account as there were no charges for using debit card abroad, used it for prepayment at first , but loved it so much I moved my back account . There is always an answer if you have any questions. So easy and convenient Reviewed on: 15th March 2023
Michelle McLeish's avatar
Michelle McLeish

Amazing

5
Great current account. Real easy to use, great benefits. Overall very happy. Reviewed on: 15th March 2023
najem646@hotmail.com's avatar
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