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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

98% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

10/10

Never had a problem One off the best banks Money comes a day early Notifies you wen moneys in or out Would %100 have this bank over any thing else ⭐️⭐️⭐️⭐️ Reviewed on: 15th March 2023

Brilliant!

Really love the fact I can separate my money into pots each month. Reviewed on: 15th March 2023

Does everything you need and more

Quick updates on balance, flexibility to create pots and goals and great customer service if you need them Reviewed on: 15th March 2023

Reliable and Stress-free Banking

Fantastic company - quick responses to issues and wrap-around car. Reviewed on: 15th March 2023

User friendly

Ease of use makes banking sweet! Reviewed on: 15th March 2023

Amazing bank company!

I've been using monzo for over a year now and im just so satisfied with this bank. Its perfect and i would recommend any young adult to use this bank Reviewed on: 15th March 2023

Very easy to check my balance and set up a savings account. And card delivery was not a long time.

Been with monzo for a few months and loved every bit of it Reviewed on: 15th March 2023

Amazing

So easy to use, many useful tools and has helped a lot to manage my money better. Wouldn’t use any other bank Reviewed on: 15th March 2023

Great bank, great app

Good bank to use, very straightforward and easy app. Couldn't ask for more! Reviewed on: 15th March 2023

Great Service, Easy to Use

As an immigrant, Monzo is a lifesaver. It's difficult to adjust to a new country, and setting up a bank account is never straight forward. Monzo made it easy to set up an account. I have a joint account with my wife, and we can easily track our finances through the phone app. The app is very user friendly, and it organises meaningful information into the app. Customer service is great. I've had to apply for visas and needed paperwork mailed to me. Monzo went above and beyond to easily mail us the necessary documents. I really like Monzo and definitely recommend it to anyone wanting to manage their money well. Reviewed on: 15th March 2023

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