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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Good bank

5
Very good app to use also it’s easy to transfer money from your account to another account or to your account, it’s a good bank Reviewed on: 15th March 2023
Abdullahi's avatar
Abdullahi

Best banking by far

5
I cannot fault Monzo I have a current account with them and as I was so happy I set up a business account with them too. Monzo moved everything across seamlessly, when I had one slight issue there customer services were one of best I’ve had to deal with they were quick, efficient and very friendly. The things I love about it is I can set up tax pots or other business pots for wages and equipment and it comes out automatically if I need to pause something then it’s just as easy! They gave me an overdraft when I needed it or I can flex payments which is brilliant if I need to spread the cost of something over a few months I really won’t use anyone else. Reviewed on: 15th March 2023
Caitlin 's avatar
Caitlin

Excellent service

5
Get money a day. Early if it falls on a weekend, get it Friday if it falls on a Monday. You get it on a Friday Reviewed on: 15th March 2023
Alex Spurr's avatar
Alex Spurr

great stuff

5
easy to use account, nice finance options, would def recommend Reviewed on: 15th March 2023
hxmera's avatar
hxmera

So easy to use

5
I've loved being a member of monzo for years now Reviewed on: 15th March 2023
Donna Keeton's avatar
Donna Keeton

Nice banking for everybody

5
Excellent service from monzo bank,its very safety and simply. Reviewed on: 15th March 2023
Alexander's avatar
Alexander

Perfect bank for me

5
I work in tech, I'm 28, and all of the features at Monzo fit exactly what I'm looking for from a bank. Reviewed on: 15th March 2023
Brad Duncan's avatar
Brad Duncan

Banking at your finger tips

5
Easy process to new account. Very user friendly and cutting edge technology. Reviewed on: 15th March 2023
Mahesh Bandara's avatar
Mahesh Bandara

Easy to use

5
So easy to use and control your money. Reviewed on: 15th March 2023
deanhoad@hotmail.co.uk's avatar
[email protected]

Perfect money management

5
Monzo allows you to have all the tools you need to responsibly manage your money and understand how you use it. Reviewed on: 15th March 2023
Martin Williams's avatar
Martin Williams

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