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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

All you could ask for.

5
Straightforward, easy, honest banking. What else do you need? Reviewed on: 15th March 2023
Lauren 's avatar
Lauren

Excellent experience so far in all manners

5
Excellent experience so far in all manners Reviewed on: 15th March 2023
Yemifabunmi@yahoo.com's avatar
[email protected]

It very good bank.

4
I just love it so much it very helpful for everything I need . Reviewed on: 15th March 2023
Rattana Thomas 's avatar
Rattana Thomas

Brilliant bank

5
Nothings to much trouble brilliant customer service and support Reviewed on: 15th March 2023
simon BIenvenu's avatar
simon BIenvenu

Simplify Money management easily

5
I can manage my bills with ease, setting up pots with targets reaching those targets and knowing my bills will be paid everytime. So simple to use and a great app. "Future of banking, right now" Reviewed on: 15th March 2023
Kelvin Howe's avatar
Kelvin Howe

Easily the best at being simple to use.

5
The app is by far the best with so much functionality included.I would recommend Monza to anyone. Reviewed on: 15th March 2023
mark kenna's avatar
mark kenna

The most Amazing Bank

5
Monzo is the most amazing bank. Nothing is too much for them. App simple and easy to use. Already recommended to family and friends Reviewed on: 15th March 2023
Carolyn Stephenson's avatar
Carolyn Stephenson

Amazing

5
Best banking app I’ve used. Intuitive and Monzo Flex is inspired Reviewed on: 15th March 2023
Lee Hamilton's avatar
Lee Hamilton

Works like a charm

5
I have been using Monzo since I arrived to the UK almost 5 years ago and have never let me down. I have used pretty much every feature, from get paid early for my salary to flex a payment and their savings pots are amazing. Reviewed on: 15th March 2023
Raul's avatar
Raul

Easy to use

5
Easy to use app. Straight forward transactions. Easy to use pots. Useful flexs. Gives monthly analysis of spending. Reviewed on: 15th March 2023
vaisakhsambasivan's avatar
vaisakhsambasivan

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