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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

98% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

One of the best user experience banking app

One of the best user experience banking app Reviewed on: 15th March 2023

Excellent service delivery

Monzo has been a good bank so far and it’s great to have Monzo as backbone Reviewed on: 15th March 2023

Easiest bank

Got this account as there were no charges for using debit card abroad, used it for prepayment at first , but loved it so much I moved my back account . There is always an answer if you have any questions. So easy and convenient Reviewed on: 15th March 2023

Amazing

Great current account. Real easy to use, great benefits. Overall very happy. Reviewed on: 15th March 2023

I have recommended

Good and easy bank to use, very secure too. Reviewed on: 15th March 2023

Easy to use and convenient

The most user friendly and straight-forward fintech there is, you can even withdraw your salary a day earlier! Reviewed on: 15th March 2023

I love monzo!

Monzo has made managing my money so much easier for me, id actually say it changed my day to day life. I used to go into my overdraft all the time as i could not manage my money properly. The pots for splitting money are a life saver! Reviewed on: 15th March 2023

Outstanding.

I am neurodivergent and Monzo has made banking incredibly easy for someone like me. Alongside this, the customer service when losing my card was outstanding and unmatched. I will never bank anywhere else again. Good work Monzo and thank you for helping people like me! Reviewed on: 15th March 2023

I love its features

I like the way it's helping for finance to be organised and even takes credit It's a very useful and I love it Reviewed on: 15th March 2023

Great all around bank!

I use monzo for a curvy and business account. The customer service is top notch and the service offering is perfect for both everyday use as well as useful business activities. Can't recommend highly enough. Reviewed on: 15th March 2023

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