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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

98% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Perfect bank for me

I work in tech, I'm 28, and all of the features at Monzo fit exactly what I'm looking for from a bank. Reviewed on: 15th March 2023

Banking at your finger tips

Easy process to new account. Very user friendly and cutting edge technology. Reviewed on: 15th March 2023

Easy to use

So easy to use and control your money. Reviewed on: 15th March 2023

Perfect money management

Monzo allows you to have all the tools you need to responsibly manage your money and understand how you use it. Reviewed on: 15th March 2023

excellent bank, excellent service.

can’t fault monzo, been with them for many years now, never had an issue. Reviewed on: 15th March 2023

Monzo is amazing

I joined Monzo after a friend recommended them and I haven't been happier. I took out a premium plan and have had access to some great features. It's quick to send and receive cash, and, unlike alot of competitors, Monzo offers selected saving pots so you can store money away for a rainy day. This feature alone really sold me as ive not come across many competitors that offer locked savings unless you opened a ISA with £500-£1000. Monzo staff are also very fast to help and have resolved numerous enquiries ive had. They've always been fast, efficient and polite. I can't recommend Monzo enough! Reviewed on: 15th March 2023

Excellent bank.

Been using the bank for a while now. Their customer service has been nothing but superb. Reviewed on: 15th March 2023

Best bank ever!

Monzo have made it so much easier for me to keep on top of my money and spending. I honestly have never been this happy with a bank before. Reviewed on: 15th March 2023

Excellent

Absolutely brilliant bank great customer services definitely recommend to everyone I no Reviewed on: 15th March 2023

Best banking app!

I love how easy the monzo app is to use for my banking. I can easily manage my money and see my spending habits. Reviewed on: 15th March 2023

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