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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Best bank out there

5
Never had a problem with them, customer service is perfect aswell Reviewed on: 15th March 2023
Emre isik's avatar
Emre isik

Most user friendly bank app

5
Monzo is the most user friendly bank app I've used. Had a loan with Monzo and it was so straight forward and easy to manage. Reviewed on: 15th March 2023
James Foden's avatar
James Foden

Best card for going abroad

5
I went to America it was the best thing you new how much you had spent immediately and how much it had cost in English Reviewed on: 15th March 2023
Christine chapman's avatar
Christine chapman

Easy to use mobile banking app!

5
Monzo had provided me more service with my money than my current account which i had been with for years! Reviewed on: 15th March 2023
Sienna De Leon's avatar
Sienna De Leon

Used Monzo for 6 years - highly recommend!

5
Started out using it for holiday money, now I use it for all my monthly shopping/expenses. Round ups is a fab feature and managing to save lots with it. Excited to try out some more of the features they offer! Reviewed on: 15th March 2023
Webster's avatar
Webster

XYZ brand

5
Provide only necessary details. ... Reviewed on: 15th March 2023
Kevin Horvath's avatar
Kevin Horvath

This online bank offers everything in once place.

5
If you want an olive bank that gives you everything along with flexibility you need to go for Monzo. Reviewed on: 15th March 2023
Gio Bond's avatar
Gio Bond

Easiest bank to use

5
Easy to use, straight forward app, no hidden charges Reviewed on: 15th March 2023
Eve's avatar
Eve

Monzo is a very flexible bank and very customer friendly

5
I started banking with monzo since October 2022, and I’ve not for once regretted it Reviewed on: 15th March 2023
Oluwaseun Ajayi's avatar
Oluwaseun Ajayi

Very efficient

5
Early payment before due date and could see my spending immediately Reviewed on: 15th March 2023
Latifat 's avatar
Latifat

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