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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

98% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

The most Amazing Bank

Monzo is the most amazing bank. Nothing is too much for them. App simple and easy to use. Already recommended to family and friends Reviewed on: 15th March 2023

Amazing

Best banking app I’ve used. Intuitive and Monzo Flex is inspired Reviewed on: 15th March 2023

Works like a charm

I have been using Monzo since I arrived to the UK almost 5 years ago and have never let me down. I have used pretty much every feature, from get paid early for my salary to flex a payment and their savings pots are amazing. Reviewed on: 15th March 2023

Easy to use

Easy to use app. Straight forward transactions. Easy to use pots. Useful flexs. Gives monthly analysis of spending. Reviewed on: 15th March 2023

Good bank

Very good app to use also it’s easy to transfer money from your account to another account or to your account, it’s a good bank Reviewed on: 15th March 2023

Best banking by far

I cannot fault Monzo I have a current account with them and as I was so happy I set up a business account with them too. Monzo moved everything across seamlessly, when I had one slight issue there customer services were one of best I’ve had to deal with they were quick, efficient and very friendly. The things I love about it is I can set up tax pots or other business pots for wages and equipment and it comes out automatically if I need to pause something then it’s just as easy! They gave me an overdraft when I needed it or I can flex payments which is brilliant if I need to spread the cost of something over a few months I really won’t use anyone else. Reviewed on: 15th March 2023

Excellent service

Get money a day. Early if it falls on a weekend, get it Friday if it falls on a Monday. You get it on a Friday Reviewed on: 15th March 2023

great stuff

easy to use account, nice finance options, would def recommend Reviewed on: 15th March 2023

So easy to use

I've loved being a member of monzo for years now Reviewed on: 15th March 2023

Nice banking for everybody

Excellent service from monzo bank,its very safety and simply. Reviewed on: 15th March 2023

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