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Monzo: Current account reviews

4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

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Monzo Current account reviews (19428)

Amazing bank...can't love you less

5
Sometimes ago, Immediately I got to the uk, was in need of a quick access to a bank and luckily monzo came my way...my experience has being amazing... Reviewed on: 15th March 2023

Easy to set up and have a handle on

5
Fast and easy to set up and very reliable Reviewed on: 15th March 2023

Fantastic bank

5
This bank is one of the best banks I’ve ever used it’s not on the easy to navigate. It’s very simple and the customer support is extremely easy to get in touch with. Top quality all round. Reviewed on: 15th March 2023

Best bank I will always trust

5
I am very happy from Monzo bank and I trust them always Thank you Monzo for the great service Reviewed on: 15th March 2023

Best bank I've ever used!

5
Monzo has been an overall great experience when it comes to banking! App is easy to navigate and use highly recommend Reviewed on: 15th March 2023

Recommended by a Friend

5
Now I recommend to friends and family too, such a good interactive app - I personally have not had a banking app that is as easy to use as well as more than just a basic overview of your finances ! Reviewed on: 15th March 2023

Brilliant banking

5
Such an easy to use and great app, helpful when needed too. Use it for everything banking related Reviewed on: 15th March 2023

The best bank

5
Feels safe to bank with Monzo. Very happy for many years. Number 1 Reviewed on: 15th March 2023

Brilliant, user friendly

5
Monzo are incredibly intuitive with app controlled finances. I'm thrilled to bank with them. Reviewed on: 15th March 2023

Best Bank

5
Never had an issue ever with Monzo! And it being an online sign up etc i was sceptical but oh my days. This bank, the pots, the saving, the help, nothing is ever a problem and its great!! Can’t recommend enough. Reviewed on: 15th March 2023

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