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Monzo: Current account reviews

4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

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Monzo Current account reviews (19428)

Great bank. Great app.

5
Great customer service. Great app Super efficient And easy to keep track of your spending. Free transactions abroad. What more do you need? Reviewed on: 15th March 2023

Monzo is the best

5
I've been a customer of Monzo for 3 years and I've never had such an amazing experience with any other banks like this Reviewed on: 15th March 2023

The best

4
Monzo it is the best bank in Uk. Easy and safe Reviewed on: 15th March 2023

Amazing bank

5
I have been with Monzo for a few years now and they are the best bank account I’ve ever head. The app is amazing and lets me manage my finances in such a way I’ve never done before. Keep up the great work! Reviewed on: 15th March 2023

The best of the best

5
Monzo is simply the best online bank, i wouldnt bank anywhere else now. Reviewed on: 15th March 2023

Brilliant and exactly what I need

5
Monzo makes it super easy to manage my money and is really accessible. I find Monzo offers more than other banks and makes my money management personal and customisable to me. Banking with them is actually enjoyable Reviewed on: 15th March 2023

There could not be a better bank

5
Monzo has revolutionised finance for me — I can control and manage my money in ways I never knew possible all at the touch of a button. They have disrupted the online banking space and made it easier than ever to save, spend, share, and more. I’ve been a loyal customer for 4+ years and I have no intention on using another bank possibly ever! Reviewed on: 15th March 2023

Nice bank

5
Great bank so easy to use no Hassle Reviewed on: 15th March 2023

excellence

5
great app. great company. and its reliable Reviewed on: 15th March 2023

Perfect

5
So many options available, set up a saving pot within seconds! and always ask to verify your payments for extra security Reviewed on: 15th March 2023

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