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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

98% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Brilliant banking

Such an easy to use and great app, helpful when needed too. Use it for everything banking related Reviewed on: 15th March 2023

The best bank

Feels safe to bank with Monzo. Very happy for many years. Number 1 Reviewed on: 15th March 2023

Brilliant, user friendly

Monzo are incredibly intuitive with app controlled finances. I'm thrilled to bank with them. Reviewed on: 15th March 2023

Best Bank

Never had an issue ever with Monzo! And it being an online sign up etc i was sceptical but oh my days. This bank, the pots, the saving, the help, nothing is ever a problem and its great!! Can’t recommend enough. Reviewed on: 15th March 2023

Best bank out there

Never had a problem with them, customer service is perfect aswell Reviewed on: 15th March 2023

Most user friendly bank app

Monzo is the most user friendly bank app I've used. Had a loan with Monzo and it was so straight forward and easy to manage. Reviewed on: 15th March 2023

Best card for going abroad

I went to America it was the best thing you new how much you had spent immediately and how much it had cost in English Reviewed on: 15th March 2023

Easy to use mobile banking app!

Monzo had provided me more service with my money than my current account which i had been with for years! Reviewed on: 15th March 2023

Used Monzo for 6 years - highly recommend!

Started out using it for holiday money, now I use it for all my monthly shopping/expenses. Round ups is a fab feature and managing to save lots with it. Excited to try out some more of the features they offer! Reviewed on: 15th March 2023

XYZ brand

Provide only necessary details. ... Reviewed on: 15th March 2023

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