Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19428)

How banking should be.

5
Excellent bank. Does what other banks fail to do and that’s listening to it customers. Meets all my banking needs. First Rate. Reviewed on: 15th March 2023
Ian's avatar
Ian

Monzo is awesome

5
Flex is great. All the features of this bank with pots and paying bills from pots means I can be at ease from pay day to pay day Reviewed on: 15th March 2023
Costa's avatar
Costa

Hassle free bank

5
Great bank great service, very easy and user friendly app, I have recommended to many people, thank you for your service. Reviewed on: 15th March 2023
Dan P's avatar
Dan P

Really convenient

5
Was a bonus whilst away with friends abroad, could easily share money Reviewed on: 15th March 2023
jennie.ingram@googlemail.com's avatar
[email protected]

Amazing app

5
Monzo has made managing money easy and actually quite fun. I really like the pots that you can create in the app, makes me feel secure if I ever lose my card. Reviewed on: 15th March 2023
Danny Bailey's avatar
Danny Bailey

Experience

5
I love monzo. This is amazing. Very fast transaction. You can pay anyone instantly. Its secure. Reviewed on: 15th March 2023
Simun Hossain's avatar
Simun Hossain

Excelent choice

5
I have wonderful experience with monzo Reviewed on: 15th March 2023
valeria iordache's avatar
valeria iordache

Amazing bank!

5
This bank has so many options for you to choose from, such as Monzo flex giving you the opertunity to flex payments over 3-6-9-12 month plans you can also flex payments from the past 2 weeks that you have made on your Monzo account. You can also have Monzo plus or Monzo premium with many added features available like linking all bank accounts so you can see them all in the App, virtual cards. And so much more. Reviewed on: 15th March 2023
Ashleigh's avatar
Ashleigh

Smart Bank we've been waiting for.

5
Such a great bank with loads of smart tools to manage my money and see exactly where it is getting spent, (and saved). Reviewed on: 15th March 2023
Peter Dodds's avatar
Peter Dodds

Customers money and security of personal details are always at the forefront of Monzo operations

5
I’ve been with Monzo for 5/6 years and they are absolutely fantastic!!!! You can get 24/7 support, they respond to you within minutes and they always have a solution to everything. The app is speed reacting. You can see when money goes in and out straight away. If you’re abroad, the safety on if it is you is always reactant as they won’t process any payment unless you authorise it. They will do this multiple times just to ensure it is you using the card… Monzo Paramount in keeping everyone money and details safe and secure. Reviewed on: 15th March 2023
kourtney s's avatar
kourtney s

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1145 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill