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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Cant recommend highly enough

5
A superb app & account that’s changed the way I bank, & think about money Reviewed on: 15th March 2023
Paul Watson's avatar
Paul Watson

Review

5
Monzo is an amazing banking app because it’s easy to spend and save your money you can make different pots for different things. You can add other bank accounts onto the app as well as just having a Monzo card. Furthermore I have got an all my family to download the Monzo app, and now all of my family enjoy using Monzo on a day-to-day basis, thank you, Monzo Reviewed on: 15th March 2023
Annie A's avatar
Annie A

Monzo is what your current bank should be

5
Whats not to like about it?! Create pots for occasions, round up transactions for savings, request money easilly, keep tabs on spending. Couldn't fault it. Hands down, better than any high street bank I've been with. Reviewed on: 15th March 2023
Charli Janeway's avatar
Charli Janeway

Current account

5
Keep a good look on how you spend your money Reviewed on: 15th March 2023
David Smith's avatar
David Smith

Best bank by far.

5
I cannot fault Monzo in any way. They are very helpful and most reliable bank I have banked with. Reviewed on: 15th March 2023
William Naismith's avatar
William Naismith

Great bank

5
I love using monzo as it very easy with great features Reviewed on: 15th March 2023
Rwayda Al Hamd's avatar
Rwayda Al Hamd

Best service ever

5
Monzo has been influential on improving my budgeting skills Reviewed on: 15th March 2023
Dino Makawa's avatar
Dino Makawa

The best banking

5
easy and simple use and very flexible and love that have a lot of features. Reviewed on: 15th March 2023
T R's avatar
T R

Best Bank Ever!

5
In my opinion, Monzo Bank is getting better and better on a daily basis. Bringing more services all the time, helping their customers and giving us really good deals and support. I am a very happy customer of Monzo. Reviewed on: 15th March 2023
Marcelo Ahlert's avatar
Marcelo Ahlert

High street banks dont compete

5
Monzo is almost perfect. It’s a budget, that is also your bank. Brilliant. Reviewed on: 15th March 2023
Phill's avatar
Phill

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