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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

98% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Excelent choice

I have wonderful experience with monzo Reviewed on: 15th March 2023

Amazing bank!

This bank has so many options for you to choose from, such as Monzo flex giving you the opertunity to flex payments over 3-6-9-12 month plans you can also flex payments from the past 2 weeks that you have made on your Monzo account. You can also have Monzo plus or Monzo premium with many added features available like linking all bank accounts so you can see them all in the App, virtual cards. And so much more. Reviewed on: 15th March 2023

Smart Bank we've been waiting for.

Such a great bank with loads of smart tools to manage my money and see exactly where it is getting spent, (and saved). Reviewed on: 15th March 2023

Customers money and security of personal details are always at the forefront of Monzo operations

I’ve been with Monzo for 5/6 years and they are absolutely fantastic!!!! You can get 24/7 support, they respond to you within minutes and they always have a solution to everything. The app is speed reacting. You can see when money goes in and out straight away. If you’re abroad, the safety on if it is you is always reactant as they won’t process any payment unless you authorise it. They will do this multiple times just to ensure it is you using the card… Monzo Paramount in keeping everyone money and details safe and secure. Reviewed on: 15th March 2023

Great bank. Great app.

Great customer service. Great app Super efficient And easy to keep track of your spending. Free transactions abroad. What more do you need? Reviewed on: 15th March 2023

Monzo is the best

I've been a customer of Monzo for 3 years and I've never had such an amazing experience with any other banks like this Reviewed on: 15th March 2023

The best

Monzo it is the best bank in Uk. Easy and safe Reviewed on: 15th March 2023

Amazing bank

I have been with Monzo for a few years now and they are the best bank account I’ve ever head. The app is amazing and lets me manage my finances in such a way I’ve never done before. Keep up the great work! Reviewed on: 15th March 2023

The best of the best

Monzo is simply the best online bank, i wouldnt bank anywhere else now. Reviewed on: 15th March 2023

Brilliant and exactly what I need

Monzo makes it super easy to manage my money and is really accessible. I find Monzo offers more than other banks and makes my money management personal and customisable to me. Banking with them is actually enjoyable Reviewed on: 15th March 2023

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