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Monzo: Current account reviews

4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Best bank ever

5
Amazing customer service and can get everything done from anywhere around the world. Reviewed on: 15th March 2023

Nice App To Use

5
Very reliable, I have been using it for several years now. Reviewed on: 15th March 2023

Great experience

5
My experience with Monzo is exceptional. Specially, the fraud rectifying team is super active and alert. I already referred my family and friend and they have made monzo current account. Reviewed on: 15th March 2023

The future of banking

5
I bank with serval banks and they are so old school. The fact I can't do everything not online online with monzo but ont he app is simple but so effective. Reviewed on: 15th March 2023

Monzo is brilliant

5
So easy to use, great in-depth information available Reviewed on: 15th March 2023

Amazing

5
Never banking with anyone else! Reviewed on: 15th March 2023

Easy, smart banking

5
Excellent bank, great features, light hearted humour excellent all round service wouldn’t bank anywhere else. Reviewed on: 15th March 2023

Super Easy

5
Opening an account at Monzo is super easy: it takes only a couple of minutes to do it via your phone and receiving your physical card also takes only a few days. Reviewed on: 15th March 2023

Best bank I've ever had

5
They make spending your money easy and secure, it's all laid out for you so it's easy to understand, having notification pop up everytime I spend money is great, it allows me to track my spending and confirm that purchases have been made, I don't have to worry about a bank statement every month to come in the mail Reviewed on: 15th March 2023

They are good,

5
They have helped me to save and I love them. Reviewed on: 15th March 2023

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