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Monzo: Current account reviews

4.93
Based on 19,405 reviews, last reviewed 13th May 2026
98% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19405)

Best service ever

5
Monzo has been influential on improving my budgeting skills Reviewed on: 15th March 2023

The best banking

5
easy and simple use and very flexible and love that have a lot of features. Reviewed on: 15th March 2023

Best Bank Ever!

5
In my opinion, Monzo Bank is getting better and better on a daily basis. Bringing more services all the time, helping their customers and giving us really good deals and support. I am a very happy customer of Monzo. Reviewed on: 15th March 2023

High street banks dont compete

5
Monzo is almost perfect. It’s a budget, that is also your bank. Brilliant. Reviewed on: 15th March 2023

How banking should be.

5
Excellent bank. Does what other banks fail to do and that’s listening to it customers. Meets all my banking needs. First Rate. Reviewed on: 15th March 2023

Monzo is awesome

5
Flex is great. All the features of this bank with pots and paying bills from pots means I can be at ease from pay day to pay day Reviewed on: 15th March 2023

Hassle free bank

5
Great bank great service, very easy and user friendly app, I have recommended to many people, thank you for your service. Reviewed on: 15th March 2023

Really convenient

5
Was a bonus whilst away with friends abroad, could easily share money Reviewed on: 15th March 2023

Amazing app

5
Monzo has made managing money easy and actually quite fun. I really like the pots that you can create in the app, makes me feel secure if I ever lose my card. Reviewed on: 15th March 2023

Experience

5
I love monzo. This is amazing. Very fast transaction. You can pay anyone instantly. Its secure. Reviewed on: 15th March 2023

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