Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19428)

Amazing

5
Incredible app for neuro divergents Reviewed on: 15th March 2023
Ciara Ellis's avatar
Ciara Ellis

Helps me manage my money

5
Monzo gives me my money when it’s actually mine early.. . Helps me budget by predicting my spending. Allows me to put money in pots and set direct debits and card payments to come from pots. I always know how much money I have so no guessing. Reviewed on: 15th March 2023
Ben Bradbury's avatar
Ben Bradbury

I love shopping with monzo

5
Excellent service Easy transactions amazing really enjoying Reviewed on: 15th March 2023
Sherin 's avatar
Sherin

Fabulous forward thinking bank

5
This is the best banking experience I have ever experienced. Always available and everything is so easy. The phone app is easy navigation and makes life so easy to purchase, make payments and even spread payments using flexi. I love the pots that allow you to put money away and the facility to round up and put the extra in the pots to build the savings. It’s also so easy to share the bill when eating out with friends or you can transfer money Reviewed on: 15th March 2023
Jill Gammage-Rowe's avatar
Jill Gammage-Rowe

Great experience

5
Monzo is all in one bank with great service and facilities Reviewed on: 15th March 2023
Dhaval Desai's avatar
Dhaval Desai

Impressed with services

5
I have been very very impressed with their services and technology. Reviewed on: 15th March 2023
Ikechi Abalogu's avatar
Ikechi Abalogu

Awesome!

5
Great, customer friendly and the flex is an awesome perk. Reviewed on: 15th March 2023
Massimiliano Pascucci's avatar
Massimiliano Pascucci

The best bank around!

5
Monzo are jargon free, approachable and completely understand the needs of their customers! Reviewed on: 15th March 2023
Rebecca's avatar
Rebecca

Excellent

5
Excellent service delivery with monzo Reviewed on: 15th March 2023
kehinde_fx@yahoo.com's avatar
[email protected]

Best banking experience - ever

5
Monzo is probbaly the best and most user-friendly, modern banking systems around. Having pots helps to budget and allocate bills proplerly, immediate notifications when transactions are made is a security bonus. Having travel insurance and phone insurance included in the premium plan (at only £15 a month) is really cost effective. Monzo has genuinely turned me into a budgeting pro and increased my financial health. Reviewed on: 15th March 2023
emchanting's avatar
emchanting

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1145 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill