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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

98% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Easy, smart banking

Excellent bank, great features, light hearted humour excellent all round service wouldn’t bank anywhere else. Reviewed on: 15th March 2023

Super Easy

Opening an account at Monzo is super easy: it takes only a couple of minutes to do it via your phone and receiving your physical card also takes only a few days. Reviewed on: 15th March 2023

Best bank I've ever had

They make spending your money easy and secure, it's all laid out for you so it's easy to understand, having notification pop up everytime I spend money is great, it allows me to track my spending and confirm that purchases have been made, I don't have to worry about a bank statement every month to come in the mail Reviewed on: 15th March 2023

They are good,

They have helped me to save and I love them. Reviewed on: 15th March 2023

Excellent Banking

Everything is so easy with Monzo app Reviewed on: 15th March 2023

Best Bank

I’ve recommended Monzo to all my family and friends. So easy to deal with. Customer support is outstanding. Reviewed on: 15th March 2023

Perfect app

I use Monzo for everything savings, everyday use and aboard . I simply can’t fault it Reviewed on: 15th March 2023

Game changer!

So straightforward and intuitive. I've recommended Monzo to friends and family. Reviewed on: 15th March 2023

Best bank in the UK!

I’ve been banking with Monzo for nearly two years now and have had an excellent experience! Love that everything’s accessible on the Monzo app. Cheers Monzo!! Reviewed on: 15th March 2023

Polite, helpful, easy

One time I accidently sent £175 to the wrong person and as I didn't know who it was I couldn't contact them to het it back, monzo done everything they could to help me and managed to recover majority of the money. Reviewed on: 15th March 2023

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