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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Smart easy helpful

5
Just so easy to use! helpful as questions asked when needed straight forward only bank I use Reviewed on: 15th March 2023
Shannen howard's avatar
Shannen howard

The best Bank

5
Have loved being with Monzo for the past 5 years & has got better each Year with additional products & services. Reviewed on: 15th March 2023
Rick Fox's avatar
Rick Fox

Amazong service and products

5
I joined Monzo in 2018 and haven‘t regretted. Awesome service and features. Also their Monzo Flex product reinvented credit cards and is perfect !!!! Reviewed on: 15th March 2023
Thomas's avatar
Thomas

Love monzo

5
Really love how monzo works and it's features and how easy it makes it to budget and plan out money Reviewed on: 15th March 2023
Avery Mainstone's avatar
Avery Mainstone

Hassle free banking by great people

5
Been a Monzo customer since I started working there in 2018. Brilliant place with amazing people and that reflects in the product they’ve created Reviewed on: 15th March 2023
Sion King's avatar
Sion King

Slick, effective, fun to use

5
A bank that does mobile banking well! No slow and clunky apps like you have with most high street banks, this looks, feels and IS a 21st century bank. The products suit me, they work well, the app features are great and the minor issues I have had, were sorted out quickly in the app n Reviewed on: 15th March 2023
Colin M's avatar
Colin M

Easiest, clearest and simplest

5
Banking with Monzo for a few years, since the beta even! Always been helpful, easy to use and clear with any costs up front. Can't complain! Reviewed on: 15th March 2023
David Pinchen's avatar
David Pinchen

Best online banking ever

5
Best customer support, best loan deal after a quick assessment, mobile App always reliable, never had a issue or glitch. Monzo recommended 100% Reviewed on: 15th March 2023
Daniele Giometti's avatar
Daniele Giometti

Simple, easy, innovative

5
Easy to set up and use. Never have any issues and always seem to be the bank that people copy Reviewed on: 15th March 2023
George's avatar
George

Seamless Banking on-the-go

5
Monzo is a mobile-only bank with a really user-friendly app. One of my favourite things about Monzo is that they're always improving and testing new features in Monzo Labs. The app gives you real-time spending notifications, automatic transaction categorization, and helpful tools for saving and budgeting. And if you ever need help, their customer support is available 24/7 through the app. Overall, Monzo is a refreshing take on banking and the app is definitely worth trying out! Reviewed on: 15th March 2023
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