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Monzo: Current account reviews

4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

The most convenient and reliable

5
Easy to open an account and access to coustmer service online any time and if you purchase something by mistake or frud by fake merchant or shops , Monzo support team they are doing great and immediately slove your issue . Reviewed on: 15th March 2023

Amazing bank

5
I love this bank - a country mile better than the high street banks Reviewed on: 15th March 2023

Absobest banking app I have ever used

5
Monzo makes managing my money so easy and I have recommended their banking app to all my friends and family. I can manage my direct debits, overdrafts and savings so easily. I wouldn't use any other bank now. Reviewed on: 15th March 2023

Best bank I've ever had!!

5
I've had accounts with Lloyds and Barclays and Monzo offers so much more Reviewed on: 15th March 2023

Brilliant

5
One of the best digital banks around, never had a bad experience with this account easy to use and keep an eye on my money ! Reviewed on: 15th March 2023

Does what it says on the tin

5
I was recommended monzo by a friend a few years ago. Now I’m the one the recommends. It’s an easy account with great features abroad Reviewed on: 15th March 2023

A-MNZ-ING!

5
Amazing banking, how it should be! Reviewed on: 15th March 2023

Simplicity

5
As a non-tec over 55 I have never trusted online banking .. UNTIL I was recommended to Monzo .. so easy to use , very informative and most importantly I “feel safe” using it Reviewed on: 15th March 2023

Great service and easy to use

5
Fantastic app, easy to use and easy to understand all transactions. Easy loan application with virtually immediate response. Very happy with the service. Reviewed on: 15th March 2023

Good bank app

5
Good and simple bank app to use. Good customer service Reviewed on: 15th March 2023

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