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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

98% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Awesome!

Great, customer friendly and the flex is an awesome perk. Reviewed on: 15th March 2023

The best bank around!

Monzo are jargon free, approachable and completely understand the needs of their customers! Reviewed on: 15th March 2023

Excellent

Excellent service delivery with monzo Reviewed on: 15th March 2023

Best banking experience - ever

Monzo is probbaly the best and most user-friendly, modern banking systems around. Having pots helps to budget and allocate bills proplerly, immediate notifications when transactions are made is a security bonus. Having travel insurance and phone insurance included in the premium plan (at only £15 a month) is really cost effective. Monzo has genuinely turned me into a budgeting pro and increased my financial health. Reviewed on: 15th March 2023

Best bank ever

Amazing customer service and can get everything done from anywhere around the world. Reviewed on: 15th March 2023

Nice App To Use

Very reliable, I have been using it for several years now. Reviewed on: 15th March 2023

Great experience

My experience with Monzo is exceptional. Specially, the fraud rectifying team is super active and alert. I already referred my family and friend and they have made monzo current account. Reviewed on: 15th March 2023

The future of banking

I bank with serval banks and they are so old school. The fact I can't do everything not online online with monzo but ont he app is simple but so effective. Reviewed on: 15th March 2023

Monzo is brilliant

So easy to use, great in-depth information available Reviewed on: 15th March 2023

Amazing

Never banking with anyone else! Reviewed on: 15th March 2023

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