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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

98% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Easiest, clearest and simplest

Banking with Monzo for a few years, since the beta even! Always been helpful, easy to use and clear with any costs up front. Can't complain! Reviewed on: 15th March 2023

Best online banking ever

Best customer support, best loan deal after a quick assessment, mobile App always reliable, never had a issue or glitch. Monzo recommended 100% Reviewed on: 15th March 2023

Simple, easy, innovative

Easy to set up and use. Never have any issues and always seem to be the bank that people copy Reviewed on: 15th March 2023

Seamless Banking on-the-go

Monzo is a mobile-only bank with a really user-friendly app. One of my favourite things about Monzo is that they're always improving and testing new features in Monzo Labs. The app gives you real-time spending notifications, automatic transaction categorization, and helpful tools for saving and budgeting. And if you ever need help, their customer support is available 24/7 through the app. Overall, Monzo is a refreshing take on banking and the app is definitely worth trying out! Reviewed on: 15th March 2023

Amazing

Incredible app for neuro divergents Reviewed on: 15th March 2023

Helps me manage my money

Monzo gives me my money when it’s actually mine early.. . Helps me budget by predicting my spending. Allows me to put money in pots and set direct debits and card payments to come from pots. I always know how much money I have so no guessing. Reviewed on: 15th March 2023

I love shopping with monzo

Excellent service Easy transactions amazing really enjoying Reviewed on: 15th March 2023

Fabulous forward thinking bank

This is the best banking experience I have ever experienced. Always available and everything is so easy. The phone app is easy navigation and makes life so easy to purchase, make payments and even spread payments using flexi. I love the pots that allow you to put money away and the facility to round up and put the extra in the pots to build the savings. It’s also so easy to share the bill when eating out with friends or you can transfer money Reviewed on: 15th March 2023

Great experience

Monzo is all in one bank with great service and facilities Reviewed on: 15th March 2023

Impressed with services

I have been very very impressed with their services and technology. Reviewed on: 15th March 2023

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