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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

Monza is a cutest bank!!

5
I am In love with my Monza bank,I am a costumer for the past year and so sweet Reviewed on: 15th March 2023
Kibrleab Belete's avatar
Kibrleab Belete

Very nice

5
Super very nice thank you....... Reviewed on: 15th March 2023
Yaroslav Cherkelov's avatar
Yaroslav Cherkelov

Amazing experience

5
Just awesome.seamess experience. This is what a 21st century Bank should be like. Awed by experience everything I open monzo app. Reviewed on: 15th March 2023
amod kumar's avatar
amod kumar

Best digital bank!!

5
Does everything it says on the tin plus more! So easy to use and so user friendly!! Reviewed on: 15th March 2023
CheeyAmyes's avatar
CheeyAmyes

Monzo are awesome

5
Make a mistake and pay too much money off on your credit card? Chat to monzo in app to give you your options. Instead of you using another service or credit card use monzo flex which is way easier and allows you to budget better and get control of your spending - quite complex stuff all made simple in the app. Going on a night out splitting payments with friends - monzo handles that. Rounding up payments to put money by for rainy day - that to and so intuitive to set everything up. The monzo team clearly think about you and how any developments benefit you and make your life easier. And if something can be improved they do that - like monzo flex repayments starting the Month after you made your initial purchase. They’ve got your back ! Reviewed on: 15th March 2023
Jason's avatar
Jason

Very good

5
The best banking app, confidently recommend to anyone who wants to open an account Reviewed on: 15th March 2023
Buhaev Daniel's avatar
Buhaev Daniel

Best bank period.

5
The best and most interactive bank their is Reviewed on: 15th March 2023
Alun Johnston's avatar
Alun Johnston

No1 Bank account

5
Honestly since joining Monzo back in Feb 2019, my banking has never been more easier. Everything that Monzo does just makes life so much better and easier for the customer. The customer service that I have received has been top class. Reviewed on: 15th March 2023
LauraMae1985's avatar
LauraMae1985

Loyal Customers since Uni

5
I have been a customer since Monzo came out back in my uni days. I now have been using Monzo plus and I'm loving it. I have happily closed other accounts to fully accommodate my Monzo account and use it fully. Reviewed on: 15th March 2023
M's avatar
M

Brilliant

5
I originally got a Monzo card when travelling abroad to Italy. I was touring and didn't want to carry cash from place to place. My Monzo card was perfect. Since then I have transferred money I can afford to spend every month. Cashback has helped me pay towards two holidays. I always recommend to friends. Reviewed on: 15th March 2023
Lisa's avatar
Lisa

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