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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

A-MNZ-ING!

Amazing banking, how it should be! Reviewed on: 15th March 2023

Simplicity

As a non-tec over 55 I have never trusted online banking .. UNTIL I was recommended to Monzo .. so easy to use , very informative and most importantly I “feel safe” using it Reviewed on: 15th March 2023

Great service and easy to use

Fantastic app, easy to use and easy to understand all transactions. Easy loan application with virtually immediate response. Very happy with the service. Reviewed on: 15th March 2023

Good bank app

Good and simple bank app to use. Good customer service Reviewed on: 15th March 2023

Smart easy helpful

Just so easy to use! helpful as questions asked when needed straight forward only bank I use Reviewed on: 15th March 2023

The best Bank

Have loved being with Monzo for the past 5 years & has got better each Year with additional products & services. Reviewed on: 15th March 2023

Amazong service and products

I joined Monzo in 2018 and haven‘t regretted. Awesome service and features. Also their Monzo Flex product reinvented credit cards and is perfect !!!! Reviewed on: 15th March 2023

Love monzo

Really love how monzo works and it's features and how easy it makes it to budget and plan out money Reviewed on: 15th March 2023

Hassle free banking by great people

Been a Monzo customer since I started working there in 2018. Brilliant place with amazing people and that reflects in the product they’ve created Reviewed on: 15th March 2023

Slick, effective, fun to use

A bank that does mobile banking well! No slow and clunky apps like you have with most high street banks, this looks, feels and IS a 21st century bank. The products suit me, they work well, the app features are great and the minor issues I have had, were sorted out quickly in the app n Reviewed on: 15th March 2023

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