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Monzo: Current account reviews

4.93
Based on 19,405 reviews, last reviewed 13th May 2026
104% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19405)

The best and confiante Bank

5
bank with respect to the customer and very reliable. use as my favorite bank Reviewed on: 15th March 2023

The best banking experience yet.

5
Fantastic customer service and great offers regularly. The premium account is great value for money. Reviewed on: 15th March 2023

Best mobile bank

5
When i came to uk as a student, that time i need a bank account for spending mone,but it was difficult to creat bank account for first time,but i created monzo account and i always spend money by monzo Reviewed on: 15th March 2023

Good sarvice

5
Very good expirence with monzo.I appriciate all of sarvices.Thank u Reviewed on: 15th March 2023

The most convenient and reliable

5
Easy to open an account and access to coustmer service online any time and if you purchase something by mistake or frud by fake merchant or shops , Monzo support team they are doing great and immediately slove your issue . Reviewed on: 15th March 2023

Amazing bank

5
I love this bank - a country mile better than the high street banks Reviewed on: 15th March 2023

Absobest banking app I have ever used

5
Monzo makes managing my money so easy and I have recommended their banking app to all my friends and family. I can manage my direct debits, overdrafts and savings so easily. I wouldn't use any other bank now. Reviewed on: 15th March 2023

Best bank I've ever had!!

5
I've had accounts with Lloyds and Barclays and Monzo offers so much more Reviewed on: 15th March 2023

Brilliant

5
One of the best digital banks around, never had a bad experience with this account easy to use and keep an eye on my money ! Reviewed on: 15th March 2023

Does what it says on the tin

5
I was recommended monzo by a friend a few years ago. Now I’m the one the recommends. It’s an easy account with great features abroad Reviewed on: 15th March 2023

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