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Monzo: Current account reviews

4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

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Monzo Current account reviews (19427)

Totally awesome experience.

5
A bit declining customer service compared to the past but still the best experience as a Bank. Reviewed on: 15th March 2023

Best bank by far

5
With Monzo, banking is at your fingertips. I can set up pots for different payments, a salary sorter so that all bills are paid, speak with staff about any banking query and know that it will be resolved within a short space of time. The staff are all helpful, and I love my metal card. Reviewed on: 15th March 2023

Best current account

5
The features available with my current account with Monzo enables me to budget effectively, manage spending and save for future purchases. The interface is simple to use, yet powerful enough to help me budget. Reviewed on: 15th March 2023

Easy to use

5
Great app, easy to use and can see all my spending in real-time. Reviewed on: 15th March 2023

Simply wonderful

4
Amazing app, Amazingly easy and the superb features Reviewed on: 15th March 2023

Ease of access

5
Easy to open & operate an account. Also a lot of products that encourages customers Reviewed on: 15th March 2023

Easy

4
More features and easier to use than my old bank Reviewed on: 15th March 2023

Awesome bank with a super amazing app

5
Awesome bank with a super amazing app Reviewed on: 15th March 2023

Perfect ba k

5
Very fast and very easy to use and very clear and transparent transaction Reviewed on: 15th March 2023

Amazing customer experience

5
Great user interface, good customer service and many way to send/ request money Reviewed on: 15th March 2023

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