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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Great online banking

Having amazing experiences never disappointed from Monzo.. Reviewed on: 15th March 2023

Good features

They don't innovative at much as they used to but they do have good features. Reviewed on: 15th March 2023

Monzo is my favourite bank application

It is the best bank application that I been using for years It has different features and special schemes that make it more helpful That why Monzo is the best bank ever Reviewed on: 15th March 2023

Excellent banking platform

Very good service , easily 10 x high street banking Reviewed on: 15th March 2023

A great bank

Monzo Bank: Innovative & Customer-centric. Wesley Egan Write a positive review about monzo bank Monzo Bank is an outstanding digital bank that provides a refreshing and innovative approach to banking. From my experience, Monzo has transformed the way people think about managing their finances. One of the best things about Monzo Bank is its easy-to-use mobile app. The app is intuitive and user-friendly, and it provides a wealth of features that make managing your money a breeze. You can easily view your transactions, categorize your spending, and set up savings goals. The app also provides real-time notifications, so you always know what's going on with your account. Another thing I love about Monzo Bank is its customer service. The support team is available 24/7 and is always willing to help with any queries or concerns. Whether you need assistance with a transaction, want to report a lost card, or have any other issue, Monzo's support team is always on hand to provide swift and helpful assistance. Monzo Bank is also incredibly transparent and upfront about its fees and charges. Unlike traditional banks, Monzo does not charge hidden fees, and its pricing is straightforward and easy to understand. This means that you can enjoy banking without worrying about unexpected charges or fees. Overall, I would highly recommend Monzo Bank to anyone looking for a modern, innovative, and customer-centric bank. With its excellent mobile app, top-notch customer service, and transparent pricing, Monzo Bank is truly a game-changer in the banking industry. Reviewed on: 15th March 2023

Monza is a cutest bank!!

I am In love with my Monza bank,I am a costumer for the past year and so sweet Reviewed on: 15th March 2023

Very nice

Super very nice thank you....... Reviewed on: 15th March 2023

Amazing experience

Just awesome.seamess experience. This is what a 21st century Bank should be like. Awed by experience everything I open monzo app. Reviewed on: 15th March 2023

Best digital bank!!

Does everything it says on the tin plus more! So easy to use and so user friendly!! Reviewed on: 15th March 2023

Monzo are awesome

Make a mistake and pay too much money off on your credit card? Chat to monzo in app to give you your options. Instead of you using another service or credit card use monzo flex which is way easier and allows you to budget better and get control of your spending - quite complex stuff all made simple in the app. Going on a night out splitting payments with friends - monzo handles that. Rounding up payments to put money by for rainy day - that to and so intuitive to set everything up. The monzo team clearly think about you and how any developments benefit you and make your life easier. And if something can be improved they do that - like monzo flex repayments starting the Month after you made your initial purchase. They’ve got your back ! Reviewed on: 15th March 2023

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