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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

Great bank

5
Love monzo great for flexing spend, saving pots and automating savings through working with other apps Reviewed on: 15th March 2023
Jessica Fear's avatar
Jessica Fear

Amazing!

5
Best Bank makes you want to save full stop! Reviewed on: 15th March 2023
Ross Yates's avatar
Ross Yates

AMAZING / EXCITING / THE FUTURE

4
Absolutely love this bank! Best thing I ever did was sign up to them which was quick, easy & simple and they also have amazing features which the traditional banks could learn from Reviewed on: 15th March 2023
MARTIN FOSTER's avatar
MARTIN FOSTER

The future of digital banking

5
Monzo ticks all the boxes and endeavours to meet customer satisfaction Reviewed on: 15th March 2023
Rafjay Dimalanta's avatar
Rafjay Dimalanta

Best bank ever

5
All other banks follow what monzo have done for years. Customer service is second to none Reviewed on: 15th March 2023
Richard Sherwood's avatar
Richard Sherwood

Great banking service

5
Easy to set up and so flexible. The pots are such a useful facility - especially for someone who is as bad with banking like me. The flex account t is superior to any other lending facility very clear and allows early repayments in part or full. Same with the loans. I know exactly where I am. I’ve never felt so in control of my finances. Reviewed on: 15th March 2023
Dave W's avatar
Dave W

Perfect

5
Banking made easy. Move over brick and mortar! Reviewed on: 15th March 2023
Marcus O'Mara's avatar
Marcus O'Mara

Modern, simple, amazing banking

5
Monzo is by far the best bank I have ever used. Great banking features, easy to sign-up, and I’ve never had a single issue. Simple, modern banking. The Monzo social media team deserve a shout out too, they’re great! 10/10 Reviewed on: 15th March 2023
Josh Sword's avatar
Josh Sword

It's been the best one year yet

5
I have had my account for just over a year and it's been the best since I moved to the UK. Reviewed on: 15th March 2023
Kifayat 's avatar
Kifayat

Just works as you think it should

5
Simple bank that lets me bank simply. Makes things clear and uses simple language to make many things simpler. Reviewed on: 15th March 2023
Tylerbennett27's avatar
Tylerbennett27

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