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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Ease of access

Easy to open & operate an account. Also a lot of products that encourages customers Reviewed on: 15th March 2023

Easy

More features and easier to use than my old bank Reviewed on: 15th March 2023

Awesome bank with a super amazing app

Awesome bank with a super amazing app Reviewed on: 15th March 2023

Perfect ba k

Very fast and very easy to use and very clear and transparent transaction Reviewed on: 15th March 2023

Amazing customer experience

Great user interface, good customer service and many way to send/ request money Reviewed on: 15th March 2023

No One Bank

The best online bank. Highly recommended Reviewed on: 15th March 2023

Briliant

I have this account long time and I am very happy Reviewed on: 15th March 2023

Brilliant

The best bank! Wouldn’t go back! Reviewed on: 15th March 2023

Easy, efficient and just all round great

I love my Monzo account it’s so simple to use and makes banking super easy! Always recommend it to my friends and family! Reviewed on: 15th March 2023

Love it!

I’m relatively new to Monzo but it’s my favourite banking tool ever! The money pots are my favourite and it’s been life changing in really helping me to manage my money. The immediate notifications when I make a card transaction is really useful too. Other banks should take note. Reviewed on: 15th March 2023

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